NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. -CASE: 01-02173 Asset Management Services Group, Inc., Claimant vs. American Capital Corporation and Norfnan F. Watts, Respondents. ATTORNEYS: Claimant, Asset Management Services Group, Inc., ("Claimant"), appeared through its CEO, Thomas K. McNeil!, Manasquan, NJ. For Respondents, American Capital Corporation and Norman F. Watts, (collectively "Respondents") appeared Dennis C. Dice, Esq.,

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Gerald Dowd 96-04625 Name of Respondents Metropolitan Life Insurance Company Mark B. Stein REPRESENTATION Claimant Gerald Dowd ("Dowd") appeared pro se. For Respondent Metropolitan Life Insurance Company ("MLI") appeared Edward Baer, Esq., in-house counsel for Metropolitan Life Insurance Company. Respondent^MarkB. SteinX^Stein") appeared pro se. CAS

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Alan G. Feldman 96-04623 Name of Respondents J.W. Barclay & Co., Inc. Thomas Zukowski REPRESENTATION Claimant Alan G, Feldman ("Feldman") appeared pro se. For Respondent J.W. Barclay & Co., Inc. ("Barclay") appeared Theo Basis, Compliance Officer at Respondent J.W. Barclay & Co., Inc. Respondent Thomas Zukows

AWARD NASD REGULATION. INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimant(s) Liana X. Ye William Lloyd Davis Arbitration No. 96-04619 Name of Respondent(s) LaCroix Alexander Financial Corporation GPS Consulting Corporation REPRESENTATION For Claimants: Liana X. Ye, Belmont, California For Respondents: Richard W. Smirl, Esq., Keesal, Young & Logan, Long Beach, California CASE INFORMATI

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Joan M. Raymer. Claimant. v. No. 96-04612 First of Michigan Corporation, and Todd Wynn, Respondents. REPRESENTATION OF PARTIES Claimant Joan M- Raymer ("Claimant") was represented by Anthony P. Gauthier, Esq^an&M.: Bridget Gleason, Esq; of Weathers & Richardson, P.C. located in Grand Rapids. MichiganOu;*-^ Respondents First of Michigan Corpo

1 ' N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OFilECURmES DEALERS REGULATION. INC. CASE: 96-04609 Sanford N. Evenchik, claimant v. Norfolk Securities Corp. and Valeay Golberg, respondents. ATTORNEYS: For Claimant Claimant appeared Pro Se. - Orange Village, OH. Respondent Norfolk Securities Coip. did not appear. For Respondent Valery Golberg appeared Kenneth Gate, Esq. - New York, NY. DATE FILED: 10/16/96. CASE SUMMARY: Claimant alleged

HhY.13.1999 8=27AM NO.973 P.13 AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Names of ("i Bahrain and Mma Khoobehi 96-04608 Name of Resoorident Raymond James & Associates, Inc. REPRESENTATION For Claimants: L. Jerome Stanley, Esq., Baton Rouge, Louisiana. For Respondent; George L. Gueira, Esq., Associate Corporate Counsel, Raymond James & Associates, Inc. ("Raymond James 11 ) CASE INFORMATION Statem

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant William J. Tierney 96-04606 Name of Respondent Interacciones Global, Inc. REPRESENTATION Claimant William J. Tierney ("Claimant") was represented by Stuart Perlmutter, Esq., Davidoff & Malito, New York, NY. Respondent Interacciones Global, Inc. ("Respondent") was represented by Neil P. Forrest, Esq.,

t .,< * AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between William Gilroy, Claimant. v. No. 96-04604 J. Gregory & Company, Sterling Foster & Co., Inc., William E. Scuteri, Thomas Gebbia. and Vincent M. Carelta, Respondents. REPRESENTATION OF PARTIES Claimant William Gilroy ( ifc Claimant") was represented by Steve J. Weiss, Esq. and Miles D. Hart, Esq. of Hertz, Schram & S

STIPULATED AWARD NASD REGULATION, INC. In the matter of the Arbitration Between Name of Claimants) Peter Bann Name of Respondent(s) First Associated Securities Group, Inc. Carl Martellaro First Securities USA, Inc. Jay Dugan Larry Miller Arbitration No. 96-04601 For Claimant: For Respondent: REPRESENTATION Scott Bernstein, Esq. Sacramento, California Patrick Baldwin, Esq. Menlo Park, California CASE INFORM