CONSENT AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between A.G. Edwards & Sons, Inc. Claimant, v. No. 96-02369 Hezam AH Reyme Respondent. REPRESENTATION OF PARTIES Claimant A.G. Edwards & Sons, Inc. ("Claimant") was represented by Catherine Hope Johnson, Esq. of A.G. Edwards & Sons, Inc. located in St. Louis, MO. Respondent Hezam Ali Reyme ("Respondent") was represented by Kenneth J. Kurncz, Esq

M t ft r S»D» AWftRD NATIONAL ASSOCIATN OF 5PrTTTTIES In the matter of the Arbitration Between Name of Claiifl^pt (si Emile Habib NASD Arbitration No. 96-02360 Name of Respopdent (s) Charles Schwab & Co., Inc. REPRESEHTATI ON For Claimant: Emile Habib, San Jose, California For Respondent: Linda Drucker, Esq., Charles Schwab & Co., Inc., San Francisco, California CASE INFORMATION Statement of Claim filed: May 24, 1

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Morgan Stanley Dean Witter, Claimant, Vs. Robert William Anson, Adnan A. Sardar, Richard P. O'Leary, n, Stephen H. Williams, First Union Securities, Inc. Respondents. Case Number: 01-02097 Hearing Site: Dallas, Texas Claimants, Dean Witter Reynolds Inc. n/k/a Morgan Stanley Dean Witter ("MSDW") was represented by Robert L. Tobey, Esquire, of the Firm Johnson an

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Robert L. McDonald and Name of Respondents Vision Investment Group, Paul Caruso, Mike Corulla, and Bill Battista Case Number: 96-02359 REPRESENTATION OF PARTIES Claimant Robert L, McDonald ("Claimant") was represented by David J. Hase, Esq. of Cook & Franke located in Milwaukee, Wisconsin. Respondents Mike Corull

NASD REGULATION, INC. AWARD OFFICE OF DISPUTE RESOLUTION In the Matter of the Arbitration Between Name of Claimant Estate of Thomas J. Witschel 96-02355 Name of Respondents The Prudential Insurance Co. of America Pruco Securities Corporation REPRESENTATION For Claimant Estate of Thomas J. Witschel ("Claimant") appeared Howard Breindel, Esq. of Breindel & Ferstendig, P.C. located in New York, NY. For Respondent Pruco Securities, Inc. ("Pr

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Charles Cerone 96-02353 Name of Respondent The Prudential Insurance Co. of America REPRESENTATION For Claimant Charles Cerone ("Claimant") appeared Joel N. Kreizman, Esq., of the law firm Evans, Osborne, Kreizman & Bonney located in Ocean, New Jersey. For Respondent Prudential Insurance Co. of America ("Respondent") appeared Burton J. Fishman, Esq., of the

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Gerald R. and Bernice Lishka 96-02351 Name of Respondents A.G. Edwards & Sons, Inc. Vicci Delores Havens CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on June 3, 1996, claimants Gerald R. and Bernice Lishka ("claimants"), who appeared Pro Se, alleged that respondent A.G. Edwards &

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Gerald R, Lishka 96-02350 Name of Respondents A.G. Edwards & Sons, Inc. Vicci Delores Havens CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on June 3, 1996, Claimant Gerald R. Lishka ("Claimant 1 ') who appeared Pro Se, alleged that he opened an Individual Retirement Account

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant Kenneth E. Johnson 96-02348 Name of Respondents Investors Associates, Inc. Kevin Coughlin Thomas Re Name of Third Party Respondent Edwin Mishkin REPRESENTATION For claimant Kenneth Johnson ("claimant") appeared Carole Fern, Esq. of the law firm of Berlack, Israels, and Liberman located in

tf.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between NjUneafClaijnant Carol Linker 96*02345 Royal Alliance Associates, Inc. Morton J. Potoff CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on Jui»^3 r 1955fe Claimant Carol Linker, Ph.D., CFP ("Claimant' 1 ), who appeared Pro Se, alleged Respondents Royal Alliance Associates, Inc. ("RAA") an