AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Lance W. Shields & Lashco Inc., Claimants, v. No. 95-03674 LIT America Inc., (n/k/a West Jackson, Corp.) LIT America Holdco Inc., LIT Overseas, LIT Holding TLC, Michael J. Tario, Kevin Smith, Michael Usiak, Roger Donnick, Brian Michelin, Ray Allen, Steven Galvan, Sharon D. Bell, Sean Barre, Craig Sinclair, Steven Dennis Balsamo, and David Jo

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Marcia A. McDonald 95-03669 Name of Respondent c&xut,™,! A , r ^ National Association c Securities Dealers, Inc. Investments, Inc. All Right:. Reserve REPRESENTATION For claimant Marcia A. McDonald ("claimant") appeared Rayl L. Stepter, Esq., a sole practitioner, located in Columbus, Ohio. For respondent

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between A.G. Edwards & Sons, Inc Claimant, v No. 95-03663 Robert L, Merideth Respondent REPRESENTATION OF PARTIES Claimant A.G. Edwards &. Sons, Inc. ("Claimant") was represented by JeffG. Jatnieson, Esq. of A.G. Edwards & Sons, Inc. located in St. Louis, Missouri. Respondent Robert L. Merideth ("Respondent") did not appear, and was unrepresented. C

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION En the Matter of the Arbitration Between Name of Claimant Michael R. Vallone 95-03658 Name of Respondents Charles Schwab & Company, Inc. Jack Baynum Tracy Allen REPRESENTATION Claimant Michael R. Vallone ("Claimant") was represented by Charles W. Porter, Esq., Charlotte, NC. Respondents Charles Schwab & Co., Inc. ("Schwab") , Jack Baynum ("Baynum") and Tracy

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Lise Burkard Case No. 95-03639 vs. Name of Respondents PaineWebber, Inc. Donough McDonough Michael Crooks John Succo REPRESENTATION For Claimant Lise Burkard ("Claimant") appeared John D. Rapoport, Esq., a sole practitioner with offices located in White Plains, New York. For Respondents PaineWebber, Inc. ("PaineWebber"), Donough McDonough ("

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Gary W. Hopkins 95-03635 Name of Respondents Rodger O. Riney Thomas R. Nemcek CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on July 27, 1995, Claimant Gary W. Hopkins ("Qairoant"), who appeared Pro Se, alleged that Respondents Rodger O. Riney ("Rinty") and Thomas R. Nemcek ("Nemcek"

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ellen Sinaiko., an individual, Claimant v. William L. Creedon, an individual., Respondent Case Number: 01-01923 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimants: Ellen Sinaiko ProSe Los Angeles, California For Respondent: David H.S. Commins, Esq. Law Offices of David H.S. Commins San Francisco, California CASE INFORMATION S

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Christopher Krupa and Anna Krupa, (Claimants) vs. Mills Financial Services, Inc., Wilson Johnathan Rodini, Jr., Christopher Brian Pascente and Joseph Edward Kurczodyna (Respondents). Case Number: 00-00773 Hearing Site: Denver, CO REPRESENTATION OF PARTIES Claimants, Christopher Krupa and Anna Krupa ("Claimants"): Richard A. Nervig, Esq.: Nervig & Vondran, LLC, Denver, Co.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants JRJ Building Contractors, Inc. Jerry Funtila 95-03634 Name of Respondents Merrill Lynch Pierce Fenner & Smith, Inc. Reyes R. Reyna REPRESENTATION Claimants JRJ Building Contractors, Inc. and Jerry Funtila ("Claimants 11 ) were represented by David M. Lewis, Esq., Lewis, Goldberg & Ball, McLean, VA Responden

N A S.D AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of ;ie \rhitratton Between Name P:' C'L..vuiu Robert L. WHIiai is. Jr. 95-03633 Name of Respondent Josephthai Lyon < Si Ross inc. CASE SUMMARY In a claim riled wi;h the National Association of Securities Dealers, Inc. on July 27, 1995, Claimant Robert L. Williams. Jr. ("Claimant"), who appeared Pro Se, alleged that Respondent Josephthai Lyon & Ross Inc. ("Respondent"), fai