Award NASD Dispute Resolution In the Matter of the Arbitration Between: Suzette R. Whitemaine, Claimant v. Lisa K. Dry (f/k/a Lisa K. Dry Aniskovich), Bane of America Investment Services, Inc., and Bank of America, N.A,, Respondents Case Number: 04-00091 Hearing Site: Reno, Nevada Nature of the Dispute: Associated Person v. Associated Person, Member, and Non-Member REPRESENTATION OF PARTIES For Claimant: Kevin J. Mirch, Esq. Mirch & Mirch Reno,

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Bernard Bobrick and Case Number: 04-00086 Hearing Site: Southfield, Michigan Respondents Merrill Lynch Pierce Fenner & Smith, Inc., and Stanley L. Eisenberg NATURE OF DISPUTE Customer v. Member and Associated Person REPRESENTATION OF PARTIES Bernard Bobrick ("Claimant") was represented by Lawrence M. Elkus, Esq., Law Offices of Lawrence M.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Hed and Ashraff Ahmadpour and The Hed Ahmadpour Family Trust dtd 03/12/93, Claimants v. UBS Financial Services Inc., Mitchell S. Ackerman, Robert Bender & Associates, Robert L. Bender, Shahram Motamedi, Respondents Case Number: 04-00083 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member, Associated Persons, and Non-Members REPRESENTATION OF PARTIES

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Michael J. Arnone and Barbara C. Arnone, h/w, Individually and as Trustees of the Michael J. Arnone, D.D.S., P.A., Employees' Retirement Plan and Trust (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Daniel J. Scavone (Respondents) Case Number: 04-00082 Hearing Site: Newark, New Jersey Nature of the Dispute: Customers v. Member and Associated Person. REPRES

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Richard Seidenstricker and 01-01728 Minneapolis, Minnesota Name of Respondents Tasin & Company, Inc. Robert Francis Tassinari Chanse Keith Menendez, Sr. REPRESENTATION OF PARTIES Richard Seidenstricker ("Claimant") was represented by Terrence J. Fleming, Esq., and William F. Stute, Esq., Lindquist & Vennum, P.L.L.P., Minneapolis, Minnesota.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Thomas Kierce and Nancy Kierce (Claimants) v. ING America Equities, Inc., ReliaStar-ING, and Joseph C. Connolly (Respondents) Case Number: 04-00078 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customers vs. Member, Associated Person, and Non-Member REPRESENTATION OF PARTIES Claimants Thomas Kierce ("T. Kierce") and Nancy Kierce ("N. Kierce"), hereinafter collectively

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the Claimants Case Number 04-00073 Irving Jacobs Estelle Jacobs Names nf the Respondents Hearing Site: Washington, D.C. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Ronald Charles Senegal Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTTFS Claimants, Irving Jacobs and Estelle Jacobs, hereinafter col

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Cordial Family Limited Partnership ragf* Number- 04-00070 Names nf the Respondents Janney Montgomery Scott LLC Lance McCoy Hearing Site: Pittsburgh, Pennsylvania Nature of the Dispute: Customer vs. Member and Associated Person. RFPRF.SF.NTATTON OF PARTIES Claimant, Cordial Family Limited Partnership, hereinafter referred to as "Claimant", was

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between; Name of the Claimant Case Number: 04-00067 Bradford King Names of the Respondents Hearing Site: Boca Raton, Florida Morgan Stanley Dean Witter Ryan Hogan Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Bradford King, hereinafter referred to as "Claimant": Christopher E. Kentra, Esq., Meckler Bulger & Tilson, Chic

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-00065 Cheryl Ivey, individually and on behatf of her IRA Name of the Respondent Hearing Site: Chicago, IL Citigroup Global Markets, Inc., and Michael K. Rhodes NATURE OF THE DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Robert A. Chapman, Esq., with Law Offices located in Chicago, Illinois represented