Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Andrea Bell, individually and as Personal Representative of the Estate of Alfred Bell Names of the Respondents Merrill Lynch, Pierce, Fenner and Smith, Inc. John Haas Citigroup Global Markets, Inc. f7k/a Salmon Smith Barney, Inc. Case Number: 04-00060 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Members a

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Harry Francois Names of the Respondents Marion Bass Michael Costello Case Number: 04-00056 Hearing Site: Atlanta, Georgia Nature of the Dispute: Associated Person vs. Associated Person. REPRESENTATION OF PARTIES Harry Francois, hereinafter referred to as "Claimant", appeared pro se. Respondent Marion Bass, hereinafter referred to as "Bass", d

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Conine C. Galbraith, Claimant v. Kim D. Isaacson, U.S. Bancorp Piper Jaffray n/k/a Piper Jaffray & Co. and RBC Dain Rauscher, Inc., Respondents Case Number: 04-00055 Hearing Site: Salt Lake City, Utah Nature of the Dispute: Customer v. Members and Associated Person REPRESENTATION OF PARTIES For Claimant: Wallace T. Boyack, Esq. Boyack Ashton LC Salt Lake City, Uta

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David C. Waterman and Deirdre A. Waterman (Claimants) v. Prudential Equity Group, LLC f/k/a Prudential Securities, Inc. (Respondent) Case Number: 04-00049 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customers vs. Member. REPRESENTATION OF PARTIES Claimants David C. Waterman ("David Waterman") and Deirdre A. Waterman ("Deirdre Waterman") hereinafter collectively re

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Carl L. Dworman (Claimant) v. Prudential Securities. Inc. (Respondent) Case Number: 04-00047 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES Claimant Carl L. Dworman hereinafter referred to as "Claimant": Joseph R. Palumbo, Jr., Esq., Law Offices of Joseph R. Palumbo. Jr., Middletown, RI. Respondent Prudential Securities, I

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Joel A. Kooyman Case No. 01-01725 U.S. Bancorp Investments, Inc.; Firstar Investment Services, Inc.; and, Michael R. Johnson Hearing Site- St. LOUIS, Missouri Claimant Joel A. Kooyman ("Kooyman") represented himself at the hearing. Respondents U.S. Bancorp Investments, Inc. ("U.S. Bancorp"), Firstar Investment Services, Inc. ("Firstar") and Michael R. Johnson ("John

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Pase Number 04-00040 Joyce Gladstone Names of the Respondents Hearing Site" Washington, D.C. Raymond Melcher State Farm Mutual Auto Insurance Company State Farm Fire & Casualty Company State-Farm Life^surance_Comp£uiy State Farm General Insurance Company Nature of the Dispute: Associated Person vs. Associated Person and Non-Member.. OF PARTTF.S

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the Claimants Nancy and Ronald Toney Names American Express Financial Advisors Rebecca Loftin Johnson Case Number- 04-00039 Hearing Site: Charlotte, North Carolina Nature of the Dispute: Customers vs. Member and Associated Person. RF.PRFSFNTATTON OF PAKTTP.S Claimants, Nancy and Ronald Toney, hereinafter collectively referred to as "Claimants", were repr

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sadanand Singh and Sheha S. Singh JTTEN and Robert Caplan, Trustee, Singh Children's Life Insurance Trust Dated June 19,1986, Claimants v. Morgan Stanley DW Inc., Michael D. Schneickert, and Richard M. Blosser, Respondents Case Number: 04-00035 Hearing Site: San Diego, California Nature of the Dispute: Customers v. Member and Associated Persons REPRESENTATION OF PARTIES For Clai

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-00029 Wayne Diller, Claimant v. Merrill Lynch Pierce Fenner & Smith, Inc., Resjjondent. ATTORNEYS: For Claimant, Wayne Diller, ("Claimant"), appeared Wn>. Jeroison Mima, Jr., Esq., of the tirm Levin, Papantonio, Thomas, Mitchell, Echsner, & Proctor, P.A., Pensacola, IFL. For Respondent, Merrill Lynch Pierce Fentier & Smith, Inc., ("Respondent"), appeared Edward "Ted" A. Hosp, Esq., of the fi