Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Estate of John Cart, Richard D. Carl, Executor, Claimant v. Morgan Stanley DW, Inc. and Cory A. Fraraccio, Respondents Case Number:- 03-09177 Hearing Site: Indianapolis, Indiana NATURE OF THE DISPUTE Customer vs. Member Firm and Associated Person REPRESENTATION OF PARTIES Claimant, Richard D. Carl, Executor for the Estate of John Carl ("Carf), here

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Jeffrey Scott Lewis v. 03-09176 Denver, Colorado Respondent Prudential Equity Group, LLC, f/k/a Prudential Securities, Inc. Nature of Dispute: Customer v. Member REPRESENTATION OF PARTIES Jeffrey Scott Lewis ("Claimant") was represented by Kirk George Smith, Esq., of Shepherd Smith & Edwards, L.L.P., Houston, Texas. Prudential Equity Group, LLC, f7k/a Pru

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Thomas J. Pokonosky, Claimant v. Citigroup Global Markets, Inc. file/a Salomon Smith Barney, Inc., Bernard S. Blotner, and Bruce R. Shanks, Respondents Case Number: 03-09163 Hearing Site: San Diego, California Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: William S. Bonnheim, Esq. William S. Bonnheim, PLC Palm Desert

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Joel Bren, Joel Bren IRA, Jack Bren Family Trust, and Bren Family Trust (Claimants) v. Prudential Equity Group, LLC f/k/a Prudential Securities, Inc. and Adele Barrett (Respondents) Case Number: 03-09159 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Joel Bren ("J. Bren"), Joel Bren IRA ("J. Bre

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James Bain and Heidi Bain, Claimants v. UBS Financial Services Inc., Respondent Case Number: 03-09157 Hearing Site: Seattle, Washington Nature of the Dispute: Customers v. Member REPRESENTATION OF PARTIES For Claimants: Edward Wolfe, Esq. Wolfe Law Offices PLLC Bremerton, Washington For Respondent: Ted W. Lieu, Esq. UBS Financial Services Inc. Los Angeles, California

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-09155 Wanda Ragsdale, Claimant v. Morgan Stanley DW, Inc. and Steve Matlack, Respondents ATTORNEYS: Claimant Wanda Ragsdale ("Claimant") appeared pro se, Coleman, TX. For Respondents Morgan Stanley DW, Inc. and Steve Matlack (collectively "Respondents") appeared Artur M. Wlazlo, Esq., in-house counsel, Morgan Stanley DW, Inc., New York, NY. NATURE OF DISPUTE: Customer v. Member and Associate

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: John S. Mauersberger and Susan V. Mauersberger (Claimants) v. Ladenburg Thalmann & Co., Inc. and Howard Corum (Respondents) Case Number: 03-09153 Hearing Site: Columbus, Ohio Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants John S. Mauersberger ("J. Mauersberger") and Susan V. Mauersberger("S. Mauersberger") hereina

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Namftnfthftf;i?mn?mt Case Number- 01-01716 Michael S. Flanagan Name nf the 'Re^ondffnt-s Hearing Site- Philadelphia, PA Northeast Securities, Inc. Stephen J. Perrone RITPPff.SffNTATTfW Claimant, Michael S. Flanagan ("Flanagan"), hereinafter referred to as "Claimant": Harvey Pasternack, Esq., Pasternack and Associates, State College, Pennsylvania. Respondents, North

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE; 03-09151 Gerald L. Lattal & Claire M. Lattal JTWROS, Claimants vs. Salomon Smith Barney, Inc., n/k/a Citigroup Global Markets, Inc., Respondent. ATTORNEYS: Claimants, Gerald L. Lattal & Claire M. Lattal JTWROS, ("Claimants") appeared pro se, West Granby, CT. Respondent, Salomon Smith Barney, Inc., n/k/a Citigroup Global Markets, Inc., ("Respondent") appeared through its in-house counsel, An

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Patricia A. Daniels and Patricia A. Daniels (IRA) (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Richard M. Ina, and Michael Pinto (Respondents) Case Number: 03-09146 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Patricia A. Daniels ("Daniels"), Patricia A. Daniels IRA ("Daniels IRA")