Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jean D. Saponaro IRA f/k/a James Saponaro IRA (Claimant) v. Advest, Inc. and Michael T. Creadon (Respondents) Case Number: 03-06486 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Jean D. Saponaro IRA f/k/a James Saponaro IRA ("Saponaro") hereinafter referred to as "Claimant": Anthony J.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Roger Miller, Jr., Patricia Miller, Linda Miller, and Linda Miller as Custodian of the Linda Miller IRA (Claimants) v. William E. James, n and Legg Mason Wood Walker, Inc., (Respondents) Case Number: 03-06484 Hearing Site: Columbus, Ohio Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Roger Miller, Jr. ("R, Miller

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gail M. Kessinger, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and James Scott Salmon, Respondents Case Number: 03-06483 Hearing Site: Portland. Oregon Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Richard M. Layne, Esq. Layne & Lewis, LLP Portland, Oregon For Respondents: Curt Roy Hineline, Esq. D

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Marlene L. Young and 03-06480 Phoenix, Arizona Name of Respondents Invest Financial Corporation Roberta J. Kelly Mary Jane Perkins Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Marlene L. Young ("Claimant") was represented by David C. Anson, Esq., Anson, Lammers & Barkley, P.C., The Foo

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants James R. and Karen C. McGovern and Names of Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc., Miles Bruce Potter and Kevin Brent Roberts Case Number: 03-06471 Hearing Site: Houston, Texas NATURE OF DISPUTE Customers v. Member Firm and Associated Persons REPRESENTATION OF PARTIES James R. and Karen C. McGovern ("Claimant

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Nancy A. Reardon, Joint Tenancy Survivor, Claimant v. Wells Fargo Securities and Gregory G. Solan, Respondents Case Number: 01-01687 Hearing Site: San Francisco, California REPRESENTATION OF PARTIES For Claimant: Anthony M. Englese, Esq. San Francisco, California For Respondents: Cameron Stout, Esq. Keesal, Young & Logan San Francisco, California CASE INFORMATI

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Harold and Madeleine Dyke, Anthony Escobar, Sharon Simpson Favazzo, Susan Inverno, John Molina, Evelena Weber, Victor Weber, Robert and Sandra Wells, and Clara Marlene Zanders, Claimants v. Morgan Stanley DW Inc., Bruce F. Alonso, and Peter M. Aveiar, Respondents Case Number: 03-06470 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member and Associa

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Barbara Augenstein Names of the Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Jack B. Grubman Case Number: 03-06468 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person, REPRESENTATION OF PARTIES For Barbara Augenstein, hereinafter referred to as "Claimant": Douglas H

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-06467 Francis J. Berdel Trustee of the Berdel Revocable Trust Names of the Respondents Hearing Site: Boca Raton, Florida Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney, Inc. Jack B. Grubman Nature of the Dispute: Customer vs. Member and Associated Person. ENTATION OF PARTIES For Francis J. Berdel Trustee of the Berdel Revocabl

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-06466 Ernest L. Balint T.O.D. Bruce S. Balint, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc., and Jack B. Grubman, Respondents. ATTORNEYS: For Claimant, Ernest L. Balint T.O.D. Bruce S. Balint, ("Claimant"), appeared Douglas H. Glicken, Esq., of the Law Offices of Douglas H. Glicken, P.A., Orlando, FL. For Respondents, Citigroup Global Markets, Inc. f/k/a Salomo