STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Carolyn McBride v. 03-06447 Minneapolis, Minnesota Respondents Merrill Lynch Pierce Fenner & Smith, Inc. and Dearl Hemphill Nature of Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Carolyn McBride ("Claimant") was represented by Wm. Jemison Mimms, Jr., Esq., of Levin Papantonio, Thomas, Eschner & Proctor, P.A., Pens

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants John Stoyka, Sr., Suzanne Willenborg, and Barbara Medeiros v. Respondent/Third-Partv Claimant TD Waterhouse Investor Services, Inc. v. Third-Party Respondent Bonnie Stoyka Case Number: 03-06445 Hearing Site: Southfield, Michigan NATURE OF DISPUTE Customer v. Member v. Non-Member and Member v. Non-Member REPRESENTATION OF PARTIES John Stoy

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Ruth Brewer v. 03-06444 Denver, Colorado Respondents Raymond James Financial Services, Inc. and Lawrence M. Jones Nature of Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Ruth Brewer ("Claimant") was represented by Robert A, Lees, Esq., of Robert A. Lees & Associates, Denver, Colorado. Raymond James Financial Se

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Victoria Alexandra Ueltschi Ueltschi Enterprises James Tyler Ueltschi James Tyler Ueltschi, Jr. James Tyler Ueltschi, Jr. Trust Names of the Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Jack Grubman Case Number: 03-06441 Hearing Site: Orlando, Florida Nature of the Dispute: Customer vs. Member and Asso

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Fabtola Romero Name of the Respondents Jefferson Pilot Securities Corporation and Andrew P. Weis Case Number: 03-06437 Hearing Site: Albuquerque, New Mexico KATI I niftPI ITF Customer vs. Member Firm and Associated Person PARTIFS Bill Panagakos, Esq. of The Panagakos Law Firm, P.C., located in Santa Fe, New Mexico, represented Claiman

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-06435 UBS Financial Service, Inc., f/k/a UBS PaineWebber, Inc., Claimant v. Designer Tile and Stone, Inc., Respondent. ATTORNEYS: For Claimant, UBS Financial Service, Inc., f/k/a UBS PaineWebber, Inc., ("Claimant"), appeared Melanie S. Cherdack, of the firm Genovese, Joblove & Battista, P.A., Miami, FL. Respondent, Designer Tile and Stone, Inc., ("Respondent"), did not enter an appearance in

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Rodney Kinsey, Donna Kinsey, and the Rodney M. Kinsey M/P/P Trust, (Claimants) vs. Joseph Erwin, National Financial Services, LLC, Eisner Securities, Inc., Neil Eisner, and Bruce Oakes, (Respondents) Case Number: 01-01681 Hearing Site: Columbus, Ohio REPRESENTATION OF PARTIES Claimants, Rodney Kinsey ("R. Kinsey"), Donna Kinsey ("D. Kinsey"), and the Rodney M. Kinsey M/P/P Trust

STIPULATED AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Robert W. Baird & Co., Inc. and 00-00755 Detroit, Michigan John R. Alles REPRESENTATION OF PARTIES Robert W. Baird & Co., Inc. ("Claimant") was represented by Thomas W. Weibel, Esq., Smith Haughey Rice & Roegge, Grand Rapids, Michigan. John R. Alles ("Respondent") was pro se. CASE INFORMATION The Statement of Claim was filed on or about February 17, 2

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-06434 Carl S. Morberg IRA, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc., Respondent. ATTORNEYS: For Claimant, Carl S. Morberg IRA, ("Claimant"), appeared Stuart D. Meissner, Esq., of the firm Stuart D. Meissner, LLC, New York, NY. Respondent, Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc., ("Respondent"), appeared through its in-house counsel

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard W. Dorman IRA, Barbara K. Roman IRA, Richard W. Dorman as Trustee for the Defined Benefit Plan, Richard W. Dorman and Barbara K. Roman JTTEN, Richard W. Dorman and Barbara K. Roman Marital Trust, Barbara K. Roman Family Trust U/A, Richard W. Dorman Family Trust U/A, TRS of Meyers Latnanna & Roman 401K (Claimants) v. Sagemark Consulting, Lincoln Financial Advisors Corporation, an