Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-06013 Maggie F. Johnson Names of the Respondents Hearing Site: Little Rock, AR A.G. Edwards & Sons, Inc. First Financial Advisors, Inc. First Financial Brokerage Services, Inc. Tommy L. Ruff Carla Chastain Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Maggie F. Johns

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between; Names of the Claimants Case Number: 03-06010 Frederick G. McFall Virginia R. McFall Name of the Respondent Hearing Site: Tampa, Florida Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney, Inc, Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Frederick G. McFall and Virginia R. McFall, hereinafter collectively referred to as

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-06008 Abraham Saland Shirley Saland Barnes of the Respondents Hearing Site: Boca Raton, Florida Salomon Smith Barney, Inc. Randall Hooper Nature of the Dispute: Customer vs. Member Firm and Associated Person. REPRESENTATION OF PARTIES For Abraham Saland and Shirley Saland, hereinafter collectively referred to as "Claimant

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant James R. Kelly and 03-06002 Kansas City, Missouri Name of Respondents Morgan Stanley DW Inc. Brian R. Tompakov Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES James R. Kelly ("Claimant") was represented by Michael B. Lowe, Esq., Payne & Jones, Chartered, Overland Park, Kansas Morgan Stanle

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Norbert E. Hegge Trust, Norbert E. Hegge, Trustee, Cynthia Keisling, and Cynthia Keisling IRA (Claimants) v, Tracy Barker, John McCabe, and McDonald Investments (Respondents) Case Number: 03-05998 Hearing Site: Cincinnati, Ohio Nature of the Dispute: Customers v. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Norbert E. Hegge Trust, Norbert E. Hegge, T

Award NASD Dispute Resolution COPY 3n the Matter of the Arbitration Between: Steven R. Peabody, Claimant v. Lance J. Johnson, Respondent Lance J. Johnson, Counter-Claimant v. Steven R. Peabody, Counter-Respondent Case Number: 03-05995 Hearing Site: Portland, Oregon Nature of Dispute: Associated Person v. Associated Person REPRESENTATION OF PARTIES For Claimant/Counter-Respondent: Steven R. Peabody InProSe Springfield, Oregon For Responde

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Haden Joseph Bourg and Name of Respondents SunAmerica Securities, Inc., and Susan A. Wester Case Number: 03-05992 Hearing Site: Houston, Texas NATURE OF DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Haden Joseph Bourg ("Claimant") was represented by Conroy Bourg of Nederland, Texas. SunAmerica Securities,

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant The Joseph C. Verdone Declaration of Trust, Joseph C. Verdone, TTEE and Name of Respondent H&R Block Financial Advisors, William Clayton Stroup, and Lucas C. Johnson Case Number: 03-05991 Hearing Site: Chicago, Illinois NATURE OF DISPUTE Claimant v. Member and Associated Persons. REPRESENTATION OF PARTIES The Joseph C. Verdone Declaration

Award NASD In the Matter oTthe Arbitration Between: Name of the Claimant Case Number: 01-01627 Celso Amaral Names of the Respondents Hearing Site: Boca Raton, Florida Stockton Equities Group Jonathan David Doneson Todd Ames Ernest Michael Ruotolo, Jr. Roberto Mangiearano Steven Carini REPRESENTATION OF PARTIES For Celso Amaral, hereinafter referred to as "Claimant": John Caparell, Law Office of John Caparell, San Diego, Californi

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Efrain E. Cardenas-Zavala and Efrain Cardenas-Reyes Case Number: 03-05989 Hearing Site: Houston, Texas Citigroup Global Markets, Inc. and Carlos Alvarado, Jr. NATURE OF CASE Customers v. Member and Associated Person REPRESENTATION OF PARTIES Efrain E. Cardenas-Zavala and Efrain Cardenas-Reyes ("Claimants") were represented by Thom