Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lawrence E. Merenstein, Barbara E. Harmeyer, Barbara E. Harmeyer IRA, Lawrence E. Merenstein ERA, Lawrence E. Merenstein and Barbara E. Harmeyer JTWROS, and Lawrence E. Merenstein cust. for Louis Merenstein (Claimants) v. CIBC World Markets Corp. and John Sturges (Respondents) Case Number: 03-05633 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Assoc

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: John J. O'Brien (Claimant) v. Morgan Stanley DW, Inc. and Edward MacNeil (Respondents) Case Number: 03-05625 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant John J. O'Brien ("O'Brien") hereinafter referred to as "Claimant": Arnold Rosenblatt, Esq., Cook, Little, Rosenblatt & Manson, PL

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Eugene L. Mueller Jr. and Ruth E. Mueller as Trustees for the Eugene & Ruth Mueller Family Trust of 1981 DTD 6/8/81, Claimants v. Goldman, Sachs & Co., Respondent Case Number: 03-05618 Hearing Site: San Diego, California Nature of the Dispute: Customers v. Member 1 REPRESENTATION OF PARTIES For Claimants: G. Mark Brewer, Esq. Brewer & Carlson, LLP La Jolla, California

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Brad Schiller, (Claimant) vs. Voss & Co., Inc., (Respondent) Case Number- 01-01597 Hearing Site: Washington, D.C. PFPRFSFNTATION OF Claimant, Brad Schiller, hereinafter referred to as "Claimant", represented himself Respondent, Voss & Co., Inc., hereinafter referred to as "Respondent": Ida Wurczinger Draim, Esq., Dickstein Shapiro Morin & Oshinsky LLP, Washington, D.C. Sta

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Manuel Van Dugas, individually and in his capacity as usufructuary of the Martha Park Dugas Testamentary Trust Names of the Respondents Argent Financial Group, Inc., Argent Advisors, Inc., Argent Investment Services, Inc., and Robert D. Grimes Case Number: 03-05613 Hearing Site: New Orleans, Louisiana Nature of the Dispute: Customer vs.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-05607 American Express Financial Advisors, Inc., Claimant v. David W. Cohn, Respondent. ATTORNEYS: Claimant, American Express Financial Advisors, Inc., ("Claimant"), appeared through its representative, Michael Northrop, Minneapolis, MN. Respondent, David W. Cohn, ("Respondent"), appeared pro se, Saint Joseph, ML NATURE OF DISPUTE: Member v. Customer DATE FILED: July 30, 2003 CASE SU

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-05605 Kenneth M. Vale, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: For Claimant Kenneth M. Vale ("Claimant") appeared Wm. Jemison Mims, Jr., Esq., of the firm Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A., Pensacola, FL. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respondent") appeared R. Allen Kilgore, Jr., Esq., of the firm

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-05603 Richella Coleman, Claimant vs. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: For Claimant Richella Coleman ("Claimant"), Win. Jemison Mims, Jr., Esq., of the firm Levin, Papantonio, Mitchell, Echsner & Proctor, P.A., Pensacola, FL. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respondent"), Julie Wilson Portera, Esq., of the firm Maynard, Cooper & Ga

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard L. Hendricks IRA (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondent) Case Number: 03-05601 Hearing Site: Boston, Massachusetts Nature of the Dispute; Customer v. Member. REPRESENTATION OF PARTIES Claimant Richard L. Hendricks ("Hendricks") hereinafter referred to as "Claimant" appeared prose. Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. (

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Margaret Chase (Claimant) v. Frank Wong and MML Investors Services, Inc. (Respondents) Case Number: 03-05597 Hearing Site: New York City, NY Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Margaret Chase hereinafter referred to as "Claimant": Brian Reis, Esq., New York, NY. Respondent Frank Wong ("Wong") hereinaf