JUM4-05 09:l9am From-NASD Dispute Resolution 2136132677 T-096 P-002 F-735 Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Irene Bell Keenan, Conservator for the benefit of Elizabeth Wattenberger, Claimant v. Joseph Gunnar & Company, Ira Berkowitz, and Philip Fazio, Respondents , ' Case Number 03-05536 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Persons ' ^PRESENTATIO

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Theresa J. Heflin, Individually and as Personal Representative of the Estate of Samuel R. Heflin, Jr., Claimants, vs. Morgan Stanley DW, Inc. and Robert Gessler, Respondents Case Number 03-05532 Hearing Site: Nashville, TN REPRESENTATION OF PARTIES Claimant: Winston Evans, Esq., Evans, Jones & Reynolds, Nashville, TN. Respondents: Gary E. Jackson, Es

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: David Earl Cyphert (Claimant) v. Brian T. Petros and Merrill Lynch, Pierce, Fenner & Smith Incorporated, (Respondents) Case Number: 03-05531 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer v. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant, David Earl Cyphert IRA ("Cyphert IRA") and David E. and Norma J. Cyphert ("Cypherts"), hereinafte

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David L. Deane (Claimant) v. Charles Schwab & Co., Inc. (Respondent) Case Number: 03-05530 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant, David L. Deane, ("Deane"), hereinafter referred to as "Claimant" appeared pro se. Respondent, Charles Schwab & Co., Inc., ("Schwab"), hereinafter referred to as "Respondent"

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Douglas Saulnier, (Claimant) vs. Kethe Cicconi and Mercer Partners Corporation, (Respondents) Case Number: 01-01588 Hearing Site: New York, New York Claimant Douglas Saulnier, hereinafter referred to as "Claimant": David Dretzin, Esq., Anderson, Kill & Click, P.C., New York, NY. Respondent Kethe Cicconi ("Cicconi"): Martin P. Unger, Esq., Blank Rome Tenzer Greenblatt LLP, New

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James L. McCaw and Sharon J. McCaw (Claimants) v. Edward Jones and Michael S. (Scott) Bumgardner (Respondents) Case Number: 03-05528 Hearing Site: Columbus, Ohio Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants James L. McCaw ("J. McCaw") and Sharon J. McCaw ("S. McCaw") hereinafter collectively referred to as "Claimants": Ste

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James B. Fellus (Claimant) v. A.B. Watley, Inc. (Respondent) Case Number: 03-05526 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Terminated Member. REPRESENTATION OF PARTIES Claimant James B. Fellus ("Fellus") hereinafter referred to as "Claimant": Jonathan S. Sack, Esq., Sack & Sack, New York, NY. Respondent A.B. Watley, Inc. ("Watley") hereinaft

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert A. Broyer, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Renee D. Sopko, Respondents Case Number: 03-05522 Hearing Site: Reno, Nevada Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Richard J. Edson, Esq. Law Offices of Richard J. Edson Sacramento, California For Respondents: Stuart T

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Eugene Lebovitz and Kate Lebovitz I, : Name of the Respondents Merrill Lynch Pierce Fenner & Smith and Christian E. Toman Case Number: 03-< fc520 Hearing Site: Chicago, Illinois Type of Controversy: Customers v. Member Firm and Associated Person REPRESENTATION OF PARTIES p ' i • i , • _ i ' • Claimants Eugene Lebov

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants James E. Latta and Charlotte Latta, individually, and on behalf of the Highland Ranch Center for Aesthetic and Maxillofacial Surgery P.C. Profit Sharing Plan and Trust, the Highland Ranch Center for Aesthetic and Maxillofacial Surgery P.C. Money Purchase Pension Plan Trust and their IRAs; Lucinda Koerner and Ronald Koerner, individually, and on behalf