I Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Myrna M. Bourbigot (Claimant) v. VeraVest Investments, Inc. formerly Allmerica Investments, Inc., James L. Weimar, Jr., William N. Hytner, Stuart Silverman, and Kenneth Dimicco (Respondents) Case Number: 03-05461 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Myrna M. Bourbigo

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-05454 Warren Markovits, Claimant v. Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney Inc., Respondent. ATTORNEYS: Claimant, Warren Markovits, ("Claimant"), appeared pro se, Phoenix, AZ. Respondent, Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc., ("Respondent"), appeared through their in-house counsel, Ann Parry, Esq., New York, NY. NATURE OF DISPUTE: Customer v.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Eric D. Hough Name nf the Respondent Merrill Lynch Pierce Fenner & Smith, Inc. r 03-05452 Hearing Site: Charlotte, North Carolina. Nature of the Dispute: Customer vs, Member. RRPRF.SFNTATTON OF PAKTIRS Claimant, Eric D. Hough, hereinafter referred to as "Claimant", was represented by Wm. Jemison Mims, Jr., Levin, Papantonio, Thomas, Mitchell, Ech

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jeff Bassin, Slava Volman, Marc Freeman, David Stetson, Frank Ingrassia, and Steven Ingrassia (Claimants) v. Donald & Co. Securities, Inc., THCG, Inc., Stephen Blum, Anthony Pontecorvo, Correspondent Services Corporation, Inc., Efren Cleofe, Michael Dura, Robert Basso, UBS Financial Services, Inc. f/k/a UBS Paine Webber, Inc., and Tejas Securities Group, Inc. (Respondents) Case Numb

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mark Geisenberg IRA (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc., The Grossman Group, and Jerome Grossman (Respondents) Case Number: 03-05444 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member, Non-Member, and Associated Person. REPRESENTATION OF PARTIES Claimant Mark Geisenberg IRA ("Geisenberg") hereinafter referred to as "Claimant": Allen H.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Chad Ebbs (Claimant) v. Morgan Stanley DW, Inc. and Douglas Masiello (Respondents) Case Number: 03-05443 Hearing Site: Buffalo, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Chad Ebbs ("Ebbs") hereinafter referred to as "Claimant": William C. Moran, Esq., William C. Moran & Associates, P.C., Williamsville, NY. Respon

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Valerie Mihalek, Claimant, v. UBS PaineWebber Inc. n/k/a UBS Financial Services, Inc. and Antonel Urdes, Respondents Case Number: 03-05433 Hearing Site: Portland, Oregon Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Robert Bertsch, Esq. Bertsch & Associates Port Washington, New York For Respondents: Bru

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James Perrone, Cynthia J. Harty, James Perrone IRA, and Cynthia J. Harty IRA, (Claimants) vs. Glenn Michael Financial, Inc. and Stephen Giannantonio, (Respondents) Case Number: 01-01566 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, James Perrone ("Perrone"), Cynthia J. Harty ("Harty"), James Perrone IRA (Terrene IRA"), and Cynthia J. Harty IRA ("Harty IRA"),

Award NASD Dispute Resolution in the Matter ot the Arbitration between: Name of the Claimant Case Number: 03-05429 Raymond James & Associates, Inc. Name of the Respondent Hearing Site: Boca Raton, Florida Peter Wallace Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Raymond James & Associates, Inc. ("RJA"), hereinafter referred to as "Claimant": Leslie A. Reese, Esq., Assistant Vice President/Assistant Corporat

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-05427 Jeffrey D. Travis Names of the Respondents Hearing Site: Tampa, Florida Morgan Stanley DW, Inc. Roy Bruner Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Jeffrey D. Travis, hereinafter referred to as "Claimant", appeared pro se. For Morgan Stanley DW, Inc. ("MSDW") and Roy Bruner ("Br