STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Awatif Khouri and Names of Respondents Northern Trust Securities, Inc., The Northern Trust Company, Inc., and Kristin Kotsakis Case Number: 03-05401 Hearing Site: Chicago, Illinois MATURE OF CASE Customer v. Member, Non-Member and Associated Person REPRESENTATION OF PARTIES Awatif Khouri ("Claimant") was represented by David A.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of thfi Claimant Case Number: 03-05399 Christine M. Power, Trustee for the Christine M. Power Trust Name of the Respondents Hearing Site: St. Louis, Missouri Laura J. Miller, Maurice E. Quiroga, Bane of America Investment Services, Inc. and Carrie E. Genovese MATIIPF OF nigPI ITF Customer vs. Member Firm and Associated Persons PPPPFRFMTATIOM OF PAPTIFS Claim

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant f!ase Number- 03-05397 RuthB.Ostroff Name nf the Respondents Hearing Site- Philadelphia, PA Prudential Securities, Inc. n/k/a Prudential Equity Group, LLC and J. Scott Miller Nature of the Dispute: Customer vs. Member and Associated Person RFPRFSFNTATTON OF PARTIES Claimant, Ruth B. Ostroff, hereinafter referred to as "Claimant", was represented by S

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant: Case Number: 03-05396 J.J.B. Milliard, W.L. Lyons, Inc. Name of Respondent- Rearing Site: Raleigh, North Carolina Randy Driskill Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTTFS Claimant, JJ.B. Milliard, W.L. Lyons, Inc., hereinafter referred to as "Claimant", was represented by Matthew J. Morelli, Ulmer & Berne LLP,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-05395 Shannon L. Ertter Name of the Respondent Hearing Site: Tampa, FL Patricia A. Quaranta Nature of the Dispute: Associated Person vs. Customer. REPRESENTATION OF PARTIES For Shannon L. Ertter, hereinafter referred to as "Claimant": Robert Penezic, Esq., Broad and Cassel, P.A., Fort Lauderdale, Florida. For Respondent Pat

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Alfonso G. Garcia, Claimant v. Morgan Stanley DW Inc. and Robert J. Rocha, Respondents Case Number: 03-05393 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Thomas D. Mauriello, Esq. Law Offices of Thomas D. Mauriello San Francisco, California For Respondents: Paul D. Allen, Esq.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Margaret Look, Claimant v. California Federal Bank aka/dba Cal Fed Investment Services, nka Citicorp Investment Services, Christian N. Pfeiffer and Ivory J. Hart, Respondents Case Number: 03-05391 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Lee S. Harris, Esq. Goldstei

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Laura Jo Garrison and Name of Respondent / Third Party Claimant Prudential Equity Group, LLC and Name of Third Party Respondent Mehran Azarfar Case Number: 03-05390 Hearing Site: Houston, Texas NATURE OF DISPUTE Customer v. Member Firm v. Customer REPRESENTATION OF PARTIES Laura Jo Garrison ("Claimant") was represented by Joel H. Pulle

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-05389 UBS Financial Services Inc. f/k/a UBS PaineWebber, Inc., Claimant v. David Prescott, Respondent. ATTORNEYS: For Claimant, UBS Financial Services Inc. f/k/a UBS PaineWebber, Inc., ("Claimant"), appeared Deborah H. Gottlieb, Esq., of the firm Davidson, Manchel & Brennan, LLP, Northvale, NJ. Respondent, David Prescott, ("Respondent"), did not submit a response to the Statement of

Award n,:--,..4.« o n « In the Matter of the Arbitration Between: Name of the Claimant Pase Niimhgr- 01-01556 Charles Robert Dadds Names of thfi Respondents Hearing Site* Philadelphia, PA Nationwide Insurance Enterprises Nationwide~insurance Company Nationwide Life Insurance Company Nationwide Financial Services, Inc. Nationwide General Insurance Company S":^ Nationwide Mutual Insurance Company Nationwide Mutual Fire Insurance Co