Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sharon Carr (Claimant) v. BrokerageAmerica, LLC (Respondent) Case Number: 03-04476 Hearing Site: New York, New York Nature of the Dispute: Associated Person v. Member. REPRESENTATION OF PARTIES Claimant Sharon Carr ("Carr") hereinafter referred to as "Claimant": Judith P. Vladeck, Esq., Vladeck, Waldman, Elias, & Engelhard, P.C., New York, NY. Respondent BrokerageAmer

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Glenn Wahl (Claimant) v. HSBC Brokerage (USA) Inc. and Damian Baird (Respondents) Case Number: 03-04471 Hearing Site: Buffalo, New York- Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Glenn Wahl ("Wahl") hereinafter referred to as "Claimant": Donald G. McGrath, Esq., McGrath & Polvino, PLLC, Williamsville, NY. Respondents HSB

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Kathleen Galvin, individually, and on behalf of the Kathleen Galvin IRA Names of the Respondents K.W. Brown Investments Kenneth Brown Case Number: 03-04463 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Kathleen Galvin, individually, and on behalf of

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-04462 Paul L. Dorn, Jr. Name of the Respondent Hearing Site: Atlanta, Georgia Wachovia Securities, LLC Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Paul L. Dorn, Jr., hereinafter referred to as "Claimant", appeared pro se. For Wachovia Securities, LLC ("Wachovia"), hereinafter referred to as "Respondent": Todd

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-04461 Michael Echelman Name of the Respondent Hearing Site: Tampa, Florida A.G. Edwards & Sons, Inc. Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES For Michael Echelman, hereinafter referred to as "Claimant": S. David Anton, Esq., S. David Anton, P.A., Tampa, Florida. For A.G. Edwards & Sons, Inc., here

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant UBS Financial Services, Inc. and Case Number: 03-04456 Hearing Site: Houston, Texas Name of Respondent Stephen Stork NATURE OF DISPUTE Member Firm v. Associated Person REPRESENTATION OF PARTIES UBS Financial Services, Inc. ("Claimant" or "UBS Financial") was represented by Brent A. Burns, Esq., of Davidson & Grannum, LLP, of Northvale, New Jersey.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-04446 Gamal Garas and Siham Garas JT TEN Name of the Respondent Hearing Site: Tampa, FL Wall Street Access Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Gamal Garas and Siham Garas JT TEN, hereinafter collectively referred to as "Claimants", appeared pro se with assistance from Mr. Ahab Garas. For Respondent

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Hilde Klein IRA Rollover Hilde Klein Names of the Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Tony Morgia Case Number: 03-04445 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Hilde Klein IRA Rollover and Hilde Klei

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE:01-01465 Ameritrade, Inc., claimant vs. Danny J, Jones and Carla J. Jones, respondents. ATTORNEYS: For Claimant appeared James J. Vihstadt, Esq., in-house counsel, Bellevue, NE. Respondents failed to submit a response to the Statement of Claim, DATE FILED: March 23, 2001 CASE SUMMARY: Claimant alleged that respondents failed to pay the unsecured debit balance in their margin account.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mary F. Leibold (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Gene J. Papa, and George Ryan, Esq. (Respondents) Case Number: 03-04442 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member, Associated Person, and Non-Member. REPRESENTATION OF PARTIES Claimant Mary F. Leibold ("Leibold") hereinafter referred to as "Claimant": Brian J. Nevil