Award NASD Dispute Resolution In the Matter of the Arbitration Between: The Estate of J. Edward Allen, Sally Jo Wiley, and Max Allen (Claimants) v. J.J.B. Milliard, W.L. Lyons, Inc., Keith F. Knight, and Sara B. McVey (Respondents) Case Number: 03-04079 Hearing Site: Columbus, Ohio Nature of the Dispute: Customers v. Member and Associated Persons, REPRESENTATION OF PARTIES Claimants The Estate of J. Edward Allen ("The Estate of J. Edward Allen"), Sally

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between * "Crainiant7T!ourT^ ~-~"~ I " TT -"™——,- T __-„„_„_™___ TO _™ Kevin R. Davidson v. 03-04076 Minneapolis, Minnesota Respondent / Counter-Claimant Oak Ridge Financial Services Group, Inc., f/k/a Equity Services Investments, Inc. i Nature of Dispute: Associated Person v. Member and Member v. Associated Person REPRESENTATION OF PARTIES

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Charles and Donelda Chrispell and 03-04075 Phoenix, Arizona Name of Respondents Salomon Smith Barney Inc. n/k/a Citigroup Global Markets, Inc. Mark Paul Callahan William Joseph Crowe Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Charles and Donelda Chrispell ("Claimants") were represented

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between . Name of Claimants Safwan Barakat, Sally A. Barakat, Jamal Barakat UTMA/IL, and Omar Barakat UTMA/IL and 03-04072 Chicago, Illinois Name of Respondents Merrill Lynch Pierce Fenner & Smith, Inc. RajeshBhatia Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Safwan Barakat, Sally A. Barakat, Jamal Barakat UTMA/I

04/02/2003 16:54 FAX 6023875001 REGUS BUSINESS CENTRE 11002/005 * AWARD NASD Dispute Resolution, Inc. In re Arbitration of: Name of Claimant L.C.H., INC., a domestic corporation, and Name of Respondents PETER RUSSELL KOLESAR, an individual; NEW ENGLAND SECURITIES CORPORATION, a foreign corporation., Respondents. REPRESENTATION OF PARTIES L.C.H, Inc. ("Claimant") was not represented by counsel, New England Securities Corp.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kenneth Jordan (Claimant) v. Metropolitan Life Insurance Company (Respondent) Case Number: 03-04071 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Claimant Kenneth Jordan ("Jordan") hereinafter referred to as "Claimant": Peter G. Eikenberry, Esq., New York, NY. Respondent Metropolitan Life Insurance Company ("MetLi

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Morgan Stanley DW Inc. and 03-04070 Phoenix, Arizona Name of Respondent Brandon T. Franklin Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Morgan Stanley DW Inc. ("Claimant") was represented by Diane C. Fischer, Esq. and Robert C. Scremin, Esq., Kane & Fischer, Ltd., Chicago, Illinois. Brandon T. Franklin ("Responde

1I, Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the Claimant Richard Tullie and Diane Tullie, JT TEN Richard Tullie IRA Diane Tullie and Ronald Tullie, JT TEN Ronald Tullie IRA Jerrold Troutner Case Nnmherr 03-04068 Names nf the Respnndenta Paul M. Price John P. Cherney Patrick J. Vaughan Ferris, Baker Watts, Inc. Hearing Site: Philadelphia, Pennsylvania Nature of the Dispute: Cust

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Salvadore A. Russo and Ann Russo (Claimants) v. Anthony John Dinallo, Jr., Corinne Daloia Chauvin and Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondents) Case Number: 03-04059 Hearing Site: Albany, New York. Nature of the Dispute: Customers v. Associated Persons and Member. REPRESENTATION OF PARTIES Salvadore A. Russo ("Sal Russo") and Ann Russo ("Ann Russo") herein

Award NASD Dispute Resolution COPY In the Matter of the Arbitration Between: Donald W. Sessamen and Alice C. Sessamen, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Mark R. Easterday, Respondents Case Number: 03-04055 Hearing Site: San Francisco, California Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Mitchell S. Ostwald, Esq. Law Offices of Mitchell S. Ostwald Sacr