NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-03984 CGF Securities, LLC fk/a International Capital Growth, LLC (Claimant) v. James M. Palladino, Sr. (Respondent) ATTORNEYS: For Claimant CGF Securities, LLC tfk/a International Capital Growth, LLC ("Claimant") appeared Delmer C. Gowing, III, Esq., of the firm Delmer C. Gowing, HI, P. A., Delray Beach, FL. Respondent did not submit a Statement of Answer in this matter. NATURE OF DI

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Andrew Giovingo Jr. and Camille D. Giovingo, Claimants v. Merrill Lynch, Pierce, Fenner & Smith Incorporated, Gustavo A. Amaral and Pawel E. Szott, Respondents Case Number: 03-03982 Hearing Site: Las Vegas, Nevada Nature of the Dispute: Customers v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimants: James Richard Hooper, Esq. Hooper & Weiss, LLC

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-03977 Lorna A. Wiley Names of the Respondents Hearing Site: Tampa, Florida Merrill Lynch Rafal R. Baranski Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Lorna A. Wiley ("Wiley"), hereinafter referred to as "Claimant": James R. Hooper, Esq., Hooper & Weiss, LLC, Orlando, Florida. Fo

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-03976 Lynn C. Wright Names of the Respondents Hearing Site: Orlando, Florida Morgan Stanley DW S Inc. John C. Yates Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Lynn C. Wright, hereinafter referred to as "Claimant": Michael B. Lynch, Esq., Hooper & Weiss, L.L.C., Or

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Samuel Matter Linda Matter Linda Matter and Sam Matter JTWROS Beth Lara Matter Custodial Account Jason Eric Matter Custodial Account Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Marc J. Tendler Case Number: 03-03975 Hearing Site: Boca Raton, FL Nature of the Dispute: Customer vs. Member and Associated

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Robert Nix and Josephine Nix Names of the Respondents Salomon Smith Barney, Inc., Lisa Kaye and Paul Abrams Case Number: 03-03974 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Robert Nix and Josephine Nix, hereinafter collectively referred to as "Clai

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE:01-01434 Eileen M. Warren, claimant vs. Waddell & Reed, Inc. and Kenneth L. Sheets, respondents. ATTORNEYS: For Claimant appeared Jon M. Lacy, CFP, Diamond Springs, CA. For Respondents appeared Anthoney J. Durone and Charles D. Marvine, Esq., of the firm Berkowitz, Feldmiller, Stanton, et al, Kansas City, MO. DATE FILED: March 21, 2001 CASE SUMMARY: Claimant alleged that respondents fa

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Norman Sneider (Claimant) v. Morgan Stanley Dean Witter, Vincent Leto, Richard J. Less, Mary Meeker, and Morgan Stanley & Co. (Respondents) Case Number: 00-00730 Hearing Site: New York, New York Nature of the Dilute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant Norman Sneider hereinafter referred to as "Claimant": George L. Mahr, Esq., Madison, NJ

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert R. Heller (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Manly K. Church (Respondents) Case Number: 03-03967 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Robert R. Heller ("Heller") hereinafter referred to as "Claimant": J. Anklowitz, Esq., Bohemia, NY. Respondent M

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-03966 Merrill Lynch Pierce Fenner & Smith, Inc., Claimant v. Christophe Thomas n, Respondent. ATTORNEYS: ~ For Claimant, Merrill Lynch Pierce Fenner & Smith, Inc., ("Claimant"), Jill E. Steinberg, Esq., of the law offices of Rogers & Hardi, LLP, Atlanta, GA. Respondent, Christopher Thomas n ("Respondent") did not submit a response to the Statement of Claim. NATURE OF DISPUTE: Member v. C