Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimants Robert and Fran Lax Case No. 97-00061 Name of Respondents Kensington Wells, Inc. Joel Grant Mark Luxenberg Elias Tacher Salvador Tacher Steven Vornea Adam Levy REPRESENTATION OF PARTIES Claimants, Robert and Fran Lax ("Claimants'*): Timothy I. Dennin, Esq., sole practitioner, New York, NY. Respondent, Salvador Tacher ("Tacher"): ori

N.A.S.D, REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-00058 Curt B. Koehler, claimant v. Euro-Atlantic Securities, Inc. and Guiseppe Bonetti, respondents. ATTORNEYS: For Claimant Claimant appeared Pro Se. - Touchet, WA. For Respondent Euro-Atlantic Securities, Inc. appeared Robert J. Carlin - New York, NY. For Respondent Guiseppe Bonetti appeared Michael Utilla, Esq. - Brooklyn, NY. DATE FILED: January 6, 199

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-00057 Benjamin Zappin, claimant vs. George Smith and Advest, Inc., respondents. ATTORNEYS: For Claimant appeared Gerald W. Simmons, Esq., of the law firm Thompson Hine & Flory, P.L.L., Cleveland, OH. For Respondents appeared in-house counsel Barry J. Kronemer, Esq., Hartford, CT. DATE FILED: January 6, 1997. CASE SUMMARY: Claimant alleged breach of fiducia

NASD REGULATION, INC. AWARD Office of Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Seymour and DeH Goldstein Case No. 97-00052 Name of Respondent Raymond, James & Associates, Inc. REPRESENTATION OF PARTIES For Claimants: Mitchell L. Perlstein. Esq., of the Investors' Law Center, P.A., Boca Raton, Florida. For Respondent: James D. Sallah, Esq. of Raymond. James & Associates, Inc., ("RJA") St. Petersburg,

APP-30-98 08=23 FROM>NASD REGULATION INC ID* PAGE 2/B AWARD NASP REGULATION. INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between rtf Claimant Everen Securities, Inc. v. Arbitration No. 97-00051 af Respondent Lambert Vander Tuig REPRESENTATION For Claimant: For Respondent: Diane C- Fischer, Esq. Gombergt Kane & Fischer, Ltd. Chicago, Illinois No appearance CASE INFORMATION Statem

NASD REGULATION, INC. AWARD NASD REGULATION. INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimant James Kehoe Name of Respondent FN Investment Center Arbitration No. 97-00046 For Claimant: For Respondent: REPRESENTATION James Kehoe In pro per Carefree, Arizona Eric G. Wallis, Esq. Crosby, Heafey, Roach & May Oakland, California Statement of Claim filed: Amended Statement

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Whale Securities Co., Inc. 97-00042 Name of Respondents John Plunkett, Jr. Trident Holding, LTD. REPRESENTATION For Claimant Whale Securities Co., Inc. ("Claimant") appeared David Rtchan, Esq., of the firm Tenzer Greenblatt, LLP located in New York, New York. For Respondent John Plunkett, Jr. ("Plunkett") appeared Daniel Gilden, Esq., of the firm Kaufmann,

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE: 97-00038 HealthComm Consulting, Inc., claimant v. Al Botello and Joseph Roberts & Co., respondents. ATTORNEYS: For Claimant appeared Wayne A. Mathews - Champaign, IL. Respondent Al Botello appeared pro-se. Respondent Joseph Roberts & Co., did not appear. DATE FILED: 1/3/97. CASE SUMMARY: Claimant alleged misrepresentation and omission of material facts. C

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-00037 Robert C. Calhoun, Calhoun Brothers Profit Sharing Plan and Calhoun Brothers Money Purchase Plan, claimant v. Smith Barney Inc., Dick E. Blakely and Robert H. Bell, respondents. ATTORNEYS: For claimants appeared Robert C. Calhoun - San Jose, CA. For respondents appeared Ann Parry, Esq. New York, NY. DATE FILED: 1/3/97 CASE SUMMARY: Claimants alle

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-00036 Glenn L. Bezuyen, claimant v. Gregory Hilsenrath, respondent. ATTORNEYS: Claimant appeared pro se - Scottsdale, AZ. For Respondent appeared David H. Zinuner, Esq. - Potomac, MD. DATE FILED: 1/3/97 CASE SUMMARY: Claimant alleged failure to disclose, failure to provide disclosure documents; failure to provide suitability statements or company informati