Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gregory T. Lano (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Kevin F. Early (Respondents) Case Number: 03-03375 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Gregory T. Lano ("Lano") hereinafter referred to as "Claimant": Edward C. Cooley, Esq., Giarrusso, Norton, Cooley &

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Martha Adams, as Individual and Trustee of the Lawrence Adams Trust u/a/d 7/27/98 and Martha A. Adams Trust u/a/d 11/10/99 (Claimants) v. Citigroup Global Markets, Inc. and Sharon M. Cunningham (Respondents) Case Number: 03-03372 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Martha A

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kenneth Malcom Dale, Claimant v. Wachovia Securities, LLC, Respondent Case Number: 03-03369 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES For Claimant: Kenneth Malcom Dale San Rafael, California For Respondent: Timothy N. Will Albert & Will, LLP Torrance, California CASE INFORMATION Statement of Claim

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf thp. Claimants Mario Sifuentes IRA, Norma J. Sifuentes, Custodian Victoria C. Sifuentes Custodial Account, Alex Sifuentes Custodial Account, Name of thp. T^espnndents Linsco/Private Ledger Corp. and David A. Oakley . Number- 03-03366 Hearing Site: Albuquerque, New Mexico MATTTOF 017 T>TSPTTTT? Customers vs. Member Firm and Associated Person OT7 PA

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Edgar De Sola Names of the Respondents Legg Mason Wood Walker, Inc. James Cosmides Case Number: 03-03359 Hearing Site: Orlando, Florida Nature of the Dispute: Associated Person vs. Member and Associated Person. REPRESENTATION OF PARTIES For Edgar De Sola, hereinafter referred to as "Claimant": Brandon S. Peters, Esq., Morgan, Colling & Gilbert,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Karen Klausmeyer; Karen Klausmeyer Custodian for Jason Klausmeyer; and, Karen Klausmeyer Custodian for Bryan Klausmeyer Names of the Respondents Morgan Stanley Dean Witter, Inc., Barbara Zech, Lou Athanas, Karen Steinsieck and Pat Key Case Number: 03-03357 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and As

Stipulated Award N*ASD' Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant James Chris Mills, an individual Names of the Respondents First Heritage Corporation, a Florida corporation First Heritage Global, Ltd., a New York corporation Jacob Feldman, an individual Case Number: 03-03356 Hearing Site: Boca Raton, Florida Nature of the Dispute: Associated Person vs. Member and Associated Person. REPRESENT ATTON

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Phyllis Meilton Names of the Respondents WM Financial Services, Inc. Todd S. Rozzo Case Number: 03-03348 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Phyllis Meilton, hereinafter referred to as "Claimant": James E. Miller, Esq. and Scott R. Shepard

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 01-01301 GKN Securities Inc., claimant vs. Neil Evertsen, respondent. ATTORNEYS; For Claimant appeared Michael Colombo, Vice-President, New York, NY. Respondent appeared Pro Se, New York, NY. DATE FILED: March 16, 2001 CASE SUMMARY: Claimant alleged that respondent failed to repay the debit balance on and unsecured promissory note upon termination of his employment with the claimant.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lawrence Chvilicek, Claimant v. Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets, Inc., Jack B. Gmbman, and John W. Hampton, Respondents Case Number: 03-03343 Hearing She: Portland, Oregon Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Scott A. Shorr, Esq. Stoll Stoll Berne Lokting & Shlachter, P.C