AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Marcia Olson and Respondents H&R Block Financial Advisors, Inc., and Michael Stern Case Number: 03-03207 Hearing Site: Southfield, Michigan NATURE OF DISPUTE Associated Person v. Member and Associated Person REPRESENTATION OF PARTIES Marcia Olson ("Claimant") was represented by Michael Pitt, Esq., and Beth M. Rivers, Esq., Pitt, Dowty, McGehee & P

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Barry Brown, Claimant v. Sterling Financial Investment Group, Inc., Alan Marcum, Alexis Korybut, and Robert Levitt, Respondents Case Number: 03-03204 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: In Propria Persona For Respondents: Richard B. Simring, Esq. Stroock & Stroock & Lava

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Internet Technologies, Inc. and Reindeer Investment Holdings, Ltd. (Claimants) v. Merrill Lynch Pierce Fenner & Smith, Inc. (Respondent) v. David E. Walsh, PSA, Inc., and David Loewenstein (Third-Party Respondents) Case Number: 01-01270 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Internet Technologies, Inc. ("Internet Technologies") and Reindeer Investm

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-03203 Scott W. Syverson, Claimant vs. Piper Jaffray Inc./US Bancorp Piper Jaffray, Inc., Respondent. ATTORNEYS: "~ Claimant appeared pro se, Kennewick, WA. Respondent appeared in-house counsel, Mark S. Reed, Esq., Minneapolis, MN. DATE FILED: May 1, 2003 ARBITRATOR'S REPORT: Rule 10304 of NASD Code of Arbitration provides for a six-year time limitation for submission. However, it also pr

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-03202 Dana Spencer, Claimant vs. E*Trade Securities LLC as acquirer of Web Street Securities, Respondent. ATTORNEYS: For Claimant, Dana Spencer, ("Claimant"), appeared Jaime Jackson, Brooklyn, NY. Respondent, E*Trade Securities LLC, ("Respondent"), appeared through its in-house Counsel, John Bersin, Esq., Rancho Cordova, CA. DATE FILED: May 1, 2003 CASE SUMMARY: Claimant alleged that

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lucy Steinberg, an individual, and Lucy Steinberg as co-trustee of the Leigh and Lucy Steinberg Trust, Claimants v. Bane of America Investment Services, Inc. and John Vilardo* Respondents Case Number: 03-03200 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: John C. O'Malley, Es

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of thff Ptoifnant Page Number 03-0319(9 M. Christopher Alba ft nf fhp Rggpnnftent Hearing Site* Washington, DC Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of the Dispute: Customer vs. Member RFPftPSFNTATTON OF PARTTFS Claimant, M. Christopher Alba ("Claimant"), was represented by Michael Lapat, Ejsq., Attorney at Law, Coral Springs, Florida. Respondent, Merri

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimants Case Number 03-03198 Richard Gutierrez, individually and on behalf of his IRA and Evon Gutierrez Name nf the Respondents Hearing Site: Charlotte, North| Carolina Bruce Elliot Rich Adam Todd Forman i Nature of the Dispute: Customers vs. Associated Persons. RFPRF.SF.NTATTON OF PAKTTF.S Claimants Richard Gutierrez, individually and on behalf of his

(F9/1Q/20G4 14:46 FAX NASD REGULATION i!002/QQ8 Award NASD Dispute Resolution In the Matter of the Arbitrati^i Between: Lorraine Storms and Kevin Storms JTTEN (Claimants) v. Merit Capital Associates, Inc., Russell William Newton, Bruce Charles Ryan, Robert Fitzpatrick, and Craig Stulberger (Respondents) Case Number: 03-03194 Hearing Site: New York, New Yoifc Nature of the Dispute: Customers v. Member and Associated Persons. REPRESENTATION OF PARTIES

Award tr \J m m NASD Dispute Resolution In the Matter of the Arbitration Between: The Turriff Living Trust dtd 7/24/01, Claimant v. Bane of America Securities, LLC, Respondent Case Number: 03-03185 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES For Claimant: Lowell Turriff Saratoga, California For Respondent: Philip A. McLeod, Esq. Keesal, Young & Logan San Francisco, California