Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of thp riatmant Pase Miimhpr- 03-02431 Patrick M. Germano Name nf the Respondent Hearing Site- Pittsburgh, PA Merrill, Lynch, Pierce, Fenner & Smith Incorporated Nature of the Dispute: Customer vs. Member RF.PHF.SF.NTAT1ON OF PARTIES Claimant, Patrick M. Germano ("Germano"), hereinafter referred to as "Claimant", was represented by Robert B. Sommer, Esq., Hergenroeder,

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Sharon A. Flora Claimant, v. Park Avenue Securities, LLC, Guardian Investor Services, LLC, The Guardian Life Insurance Company, S. Pat Parkin and Bruce D. Ward, Respondents. Case Number: 03-02430 Hearing Site: St. Louis, Missouri For Claimant Sharon A. Flora For Respondents Park Avenue Securities, LLC, Guardian Investor Services, LLC

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between i Names of Claimants j Dragoljub Zafirovski and Dijana Vojnovska and Case Number: 03-02429 Hearing Site: Troy, Michigan Names of Respondents H&R Block Financial Advisors f/k/a Olde Discount Corporation and Michael Ervin NATURE OF DISPUTE Customers v. Member and Associated Person REPRESENTATION OF PARTIES Dragoljub Zafirovski and Dijana Vojnovska ("Clai

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mont Tanner, Claimant v. Michael McGuire and ACAP Financial, Inc., Respondents Case Number: 01-01222 Hearing Site: Las Vegas, Nevada REPRESENTATION OF PARTIES For Claimant: Mont Tanner, Esq. Law Offices of Mont Tanner Las Vegas, Nevada For Respondents: Mark O. Van Wagoner, Esq. Prince., Yeates & Geldzahler Salt Lake City, Utah CASE INFORMATION Statement of Claim

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between ' Name of Claimants Lawernce W. Katz and Lisa Katz and 03-02428 Milwaukee, Wisconsin Name of Respondents Mesirow Financial, Inc. and Alan Abramson Nature of the Dispute: Customers vs. Member firm and Associated Person. i REPRESENTATION OF PARTIES Lawrence W. Katz and Lisa Katz ("Claimants") were represented by Mark E. Sanders, Esq., of Hailing and Cayo, S.C., loca

02/24/2005 11:18 FAX NASD @002/005 Revised Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant: Morgan Stanley DW, Inc. vs. Case Number 03-02427 Hearing Site: Houston, Texas Name of Respondent: Michael L. Johnson NATURE OF DISPUTE Member Firm v. Associated Person OF PARTIES Morgan Stanley DW, Inc. ("Claihiant") was represented by Diane C. Fischer, Esq. and Thomas A. Volz, Esq., Kane

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between i Name of Claimant i Linda Gusnowski, as Trustee for the Helen O'Connell Inter Vivos Trust and Case Number: 03-02426 Hearing Site: Houston, Texas Names of Respondents Merrill Lynch, Pierce, Fenner and Smith, Inc., and Gregory John Roel NATURE OF CASE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Linda Gusnowski, as Trustee

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-02425 Ronald Tomlinson Christine Tomlinson Names of the Respondents Hearing Site: Atlanta. Georgia Daniel Dimick David Oberman Prudential Securities, Inc. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Ronald Tomlinson and Christine Tomlinson, hereinafter collectively r

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Carol Sitnick Paddor, individually and as Trustee of The Carol L. Sitnick Trust and as beneificiary of the Carol Sitnick IRA Rollover Account And 03-02405 Chicago, Illinois Name of Respondents Morgan Stanley DW Inc. f/k/a Dean Witter Reynolds Inc. Carolyn Lee Van Helden Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATI

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-02402 Paula Colman, TTEE, Claimant v. Quick & Reilly, Inc. and Roger W. Nolan, Respondents. ATTORNEYS: For Claimant, Paula Colman, TTEE, ("Claimant"), appeared Bradley Colman, Granville, OH. For Respondents, Quick & Reilly, Inc. and Roger W. Nolan, ("Respondents"), appeared Peter Byer, Esq., New York, NY. NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: April 2, 20