STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: William C. Struyk (Claimant) v. Raymond James Financial Services Inc. and Paul M. Kuveke III (Respondents). Case Number 03-02306 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF THE PARTIES Claimant William C. Struyk ("Struyk") hereinafter referred to as "Claimant": Barry R. Lax, Esq., The Lax Law Firm

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert Gray, Joan C. Gray, Joan C. Gray ERA, Robert Gray Custodian For Robert C. Fay, and Robert Gray IRA (Claimants) v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc., Scott Zoldan, and Lorene Fairbanks (Respondents) Case Number: 03-02304 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customers v. Member and Associated Persons. REPRESENTATION OF PARTIES C

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Henry Kurowski (Claimant) v. Thomas C. Sheedy, Jerry R. Burns, Timothy L. Kane, and Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondents) Case Number: 03-02303 Hearing Site: Buffalo, New York Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Henry Kurowski ("Kurowski") hereinafter referred to as "Claimant": Michael O. Morse

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the Claim ante Case Number: 03-02299 George W. Heunisch Sophia E. Heunisch Names nf the Respondents Hearing Site: Pittsburgh, PA Brian J. Kapp, the Kapp/Scanlon Group, and Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of the Dispute: Customers vs. Associated Person, Non-Member, and Member REPRESENTATION OF PARTIES Claimants, George W. Heunisch and Sophi

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the riaimant Case Number 03-02298 Henrietta B. Bennett Names nf the Respondents Hearing Site: Charlotte, North Carolina Wachovia Securities Financial Network, Inc. James Preston Covington, ffl Wachovia Securities, LLC Nature of the Dispute: Customer vs. Members and Associated Person. RF.PRFSF.KTATTON OF P AKTTF.S Claimant Henrietta B. Bennett, hereinafter referre

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Phyllis J. Bise vs. 03-02294 Nashville, Tennessee Respondent Merrill Lynch Pierce Fenner & Smith, Inc. Nature of the Dispute: Customer vs. Member Firm REPRESENTATION OF PARTIES Phyllis J. Bise ("Claimant") was represented by Travis R. McDonough, Esq. and Donald J. Aho, Esq., Miller & Martin LLP, Chattanooga, Tennessee. Merrill Lynch Pierce Fenner & Smith,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: The Corcon n Family Trust, Charlotte Kim Corcoran, and Edwin W. Corcoran, III, individually and as custo dian for Colette Corcoran, Edwin Corcoran, IV, and Monique N. Corcoran, Claimants A Respondent . Bear, Stearns & Co. Inc., Bear, Stearns Securities Corp., and Doron Kochavi, Case Number: 03-02292 Hearing Site: Los Angeles., California Nature of tile Dispute: Customers v.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Fidelity Brokerage Services, LLC, (Claimant) vs. Meyer M. Shift-in, (Respondent) Case Number: 01-01210 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Fidelity Brokerage Services, LLC, hereinafter referred to as "Claimant": Michael R. Weissmann, Esq., Bingham Dana LLP, Boston, MA. Respondent, Meyer M. Shifrin, hereinafter referred to as "Respondent", did n

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Bruce Holter, Claimant v. Morgan Stanley DW Inc., Timothy Floyd Hyatt and William Benjamin Ford, Respondents Case Number: 03-02287 Hearing Site: Portland, Oregon Nature of the Dispute: Customer v. Member and Associated Persons ' REPRESENTATION OF PARTIES For Claimant: James Jay Seltzer, Esq. Law Offices of James Jay Seltzer Emeryville, California For R

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Byron Tefft and Rolene Tefft v. Names of Respondents Intersecurities, Inc., Ronald B. Wiser & Associates, LLC, and Ronald B. Wiser Case Number: 03-02285 Hearing Site: Detroit, Michigan NATURE OF DISPUTE Customers v. Member Firms and Associated Person REPRESENTATION OF PARTIES Byron and Rolene Tefft ("Claimants") were repre