Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Stan Schuldiner, (Claimant) vs. Aftrader.com a/k/a America First Associates Corp. and Joseph Ricupero, (Respondents) Case Number: 01-01202 Hearing Site: Boston, Massachusetts REPRESENTATION OF PARTIES Claimant, Stan Schuldiner, hereinafter referred to as "Claimant", appeared pro se. Respondent, Aftrader.com a/k/a America First Associates Corp. ("Aftrader"): Joseph Ricupero

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Lloyd Cymrot, Susan Cymrot, Eva Cymrot, The Lloyd Cymrot Trust UTD 12-31-76 and The Joel Cymrot Trust UTD 12-31-76, Claimants vs. Stone & Youngberg, LLC and Gregory S. Young, Respondents. Case Number: 00-00705 Hearing Site: San Francisco, CA REPRESENTATION OF PARTIES Claimants, Lloyd Cymrot, Susan Cymrot, Eva Cymrot, The Lloyd Cymrot Trust UTD 12-31-76 and The J

Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf th*> f 1 1^ rnant Pasft Niimhftr 03-02205 Kim Hammond Names nf th< * Rftsprmdftntg Hearing Site- Baltimore, MD Frank Goldman First Union Securities, Inc. n/k/a Wachovia Securities, Inc. First Union Capital Markets Corp. n/k/a Wachovia Securities, Inc. Prudential Securities, Inc. Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets, Inc. Nature of t

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Lanny W. and Loma C. Latil and Names of Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc., John P. Parker, Linda L. Gibson and Scott D. Jones Case Number: 03-02202 Hearing Site: Houston, Texas NATURE OF DISPUTE Customers v. Member Firm and Associated Persons REPRESENTATION OF PARTIES Lanny W. and Loma C. Latil ("Claimant

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-02194 MarciaVarney Name of the Respondent Hearing Site: Boca Raton, Florida Morgan Stanley DW, Inc. Nature of the Dispute: Customer vs. Member Firm. REPRESENTATION OF PARTIES For Marcia Varney, hereinafter referred to as "Claimant": Adam S. Doner, Esq., Gordon & Doner, P.A., Palm Beach Gardens, Florida. For Morgan Stanley DW, Inc., he

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-02193 Paul B. Krebs and Jane Krebs, T/C Paul B. Krebs, Jr. Paul Krebs IRA Paul B. Krebs, Jr., IRRA Paul Krebs Construction Co., Inc. Sydney P. Johnson Teresa A. Mollohan Names of the Respondents Hearing Site: Atlanta, Georgia Merrill Lynch, Pierce, Fenner & Smith, Incorporated Richard Thomas The Thomas Snipes

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-02192 Diving Safaris Ltd. Names of the Respondents Hearing Site: Boca Raton, Florida Morgan Stanley DW, Inc. Charles Eugene Bishop, Jr. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Diving Safaris Ltd., hereinafter referred to as "Claimant": Susan N. Perkins, Esq., Law Office of Susan N.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Herbert Lee Lmd, IRRA v, Merrill Lynch, Pierce, Fenncr & Smith Incorporated and Diane M. Alecci ; 03^02185 Hearing Site: New York, NY REPRESENTATION Op PARTTKS Claimant Herbert Lind is represented by Thomas Mauriello of The Law Offices of Thomas D. Mauriello, 100 Pine Street, Suite 3200, Sajn Francisco, CA 941 1 1. Respondents Merrill Lynch, Pierce, Fenner & Smith Inc

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard A. Genau, Susan Genau, Richard A. Genau c/f Victoria A. Genau, and Richard Genau c/f Nicholas Genau, Richard A. Genau c/f Eric Genau (Claimants) v. McDonald Investments, Inc. and Ward M. Caldbick (Respondents) Case Number: 03-02184 Hearing Site: Buffalo, New York Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Richar

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Danny and Mary Giardina Names of the Respondents Thomas Van Geffen Raymond James Financial Services, Inc. Case Number: 03-02176 Hearing Site: New Orleans, Louisiana Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Danny and Mary Giardina, hereinafter collectively referred to as "Claimants": Joseph