Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf fhg Claimants Pase Numhftr 03-02142 Dr. Harry Alexanderian and Mrs. Adele Alexanderian Names of tb^ Respondents Hearing Site- Philadelphia, PA Merrill Lynch, Pierce, Fenner & Smith, Inc. Reuben S. Birnbaum Nature of the Dispute: Customer vs. Member and Associated Person UFPRF.SF.NTATION OF PARTIES Claimants, Dr. Harry Alexanderian and Mrs. Adele Alexa

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Charles Schwab & Co., Inc., Claimant v. Citigroup Global Markets, Inc. file/a Salomon Smith Barney, Inc., Mari Vanderhoff, Joyce Lynn Mills and Bud Scott, Respondents Case Number: 03-02141 Hearing Site: Seattle, Washington Nature of dispute: Member Firm v. Member Firm, Associated Persons and Non-Member REPRESENTATION OF PARTIES For Claimant: For Respondent Citigrou

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Nelson J. Fitzpatrick (Claimant) v. UBS Financial Services, Inc. file/a UBS PaineWebber, Inc. and Christopher Grennon (Respondents) Case Number: 03-02132 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Nelson J. Fitzpatrick ("Fitzpatrick") hereinafter referred to as "Claimant": Richard

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert J. Saraceno and the Robert J. Saraceno Revocable Trust, (Claimants) vs. First Union Securities, Inc. and Steven Scher, (Respondents) Case Number: 01-01197 Hearing Site: Boston, Massachusetts REPRESENTATION OF PARTIES Claimants, Robert J. Saraceno ("Saraceno") and the Robert J. Saraceno Revocable Trust ("Saraceno Trust"), hereinafter collectively referred to as "Claimants": Ma

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard Ettinger, Sr. 3 Joan Ettinger, and Richard Ettinger, Sr. IRA (Claimants) v. Advest, Inc., Stephen Pulvirent, and James Pucci d/b/a The Pucci Group (Respondents) Case Number: 03-02131 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Richard Ettinger, Sr. ("R. Ettinger"), Joan Ettin

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lawrence E. Palme, Claimant v. Fortress Financial Group, LLC, Respondent Case Number: 03-02128 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Sandra L. Malek, Esq. Malek & Malek Torrance, California For Respondent: Gregory D. Walker Chief Executive Officer Fortress Financial Group Isle of Palms, South Carolina CASE INFORMATION S

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-02121 Theodore L. Lewis, Claimant vs. Michael J. Freiman and Legg Mason Wood Walker, Inc., Respondents. ATTORNEYS: Claimant appeared pro se, Germantown, MD. Respondents, Michael J. Freiman and Legg Mason Wood Walker, Inc., appeared in-house counsel, Jason W. Gardner, Esq., Baltimore, MD. DATE FILED: March 24, 2003 CASE SUMMARY: Claimant alleged that Respondents omitted and misreprese

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mary Hastings (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith Inc. and William McLaughlin, (Respondents) Case Number: 03-02118 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Mary Hastings ("Hastings") hereinafter referred to as "Claimant": Gerry Feinberg, Esq., 11 Maritine Avenue

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Newton J. Kellackey (Claimant) v. Halliburton & Associates, Inc., Penson Financial Services, Inc., and David J. Halliburton (Respondents) Case Number: 03-02117 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer vs. Members and Associated Person. REPRESENTATION OF PARTIES Claimant Newton J. Kellackey ("Kellackey") hereinafter referred to as "Claimant": James A. DeRoche

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of thp Claimant Case Number: 03-02114 A.G. Edwards & Sons, Inc. Name of the Respondents Hearing Site: St. Louis, Missouri Kendra A. Cordes OF Member Firm vs. Associated Person Matthew Salamon, Esq. of A.G. Edwards & Sons, Inc. located in St. Louis, Missouri represented Claimant, A.G. Edwards & Sons, Inc. ("A.G. Edwards") hereinafter referred to as "Claimant." Re