NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Lawrence D. Bain 96-01167 Name of Respondent Dean Witter Reynolds Inc. REPRESENTATION For Claimant Lawrence D. Bain ("claimant") appeared Nancy L. HenUnckson, Esq., of the law offices of Coffield, Ungaretti & Harris. For Respondent Dean Witter Reynolds Inc. ("respondent"), appeared Mark T. Carberry, Esq. , of the law offices of Neal Gerber & Eisenberg.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Norma Stern Trust 96-01164 Name of Respondents Merrill Lynch Pierce Fenner & Smith Inc Federated Securities Corp. David Nethery CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. ("NASD") on March 15, 1996, the Norma Stern Trust ("Claimant"), through its trustee Norma Stern, who appeared

SEP.16.199G l:31FM NftSD REGULPTION FL NO.593 P.20 NASD REGULATION, INC. AWARD Office of Dispute Resolution In the Matter of the Arbitration Between of laimants Samuel Kowalsky Bftrnfce Kowalsky Case No. 96-01161 arnes Prudential Securities, Inc. Sandy Jukel REPREaENTATiON OP PARTIES For Claimants; Arnold Y. Steinberg, Esq. of Investors' Rights, Inc.. Fort Lauderdale, Florida. For Respondent* Prudential Securities. Inc. ("Prudent

N.A.S.D. AWARD NATIQNAT. ASSOCIATION OF SECURITIES DEALERS. INC. In the matter of the Arbitration Between Name of Claimantfs' Leon Ozeran; Rimma Yurveva; Sarno. Inc. NASD Arbitration No. 96-01144 Name of Respondents) Gilford Securities. Inc.; Paul Curtis; Charles Sung Beck; Korea Pacific Capitol Ltd. REPRESENTATION For Claimant: For Respondent Gilford Securities, Inc. For Respondent Charles Sung Beck: Christine A. Page, Esq. Gilc

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC, In the Matter of the Arbitration Between Stephen G. Kennedy 96-01136 Name of Respondents Bear Stearns £ Company Christine H. Gibson REPRESENTATION Claimant Stephen G. Kennedy ("Claimant") was represented by David H. Zimmer, Esq., Potomac. MD. Respondents Bear Stearns & Company ("Bear Stearns") and Christine E. Gibson ("Gibson") were represented by Philip Mc

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Jeffrey B. Meitzer 96-01131 Name of Respondents Quick & Reilly, Inc. Robert W. Bay 1 iff CASE SUMMARY In a case filed with the National Association of Securities Dealers, Inc. on March 14, 1996, claimant Jeffrey B. Meitzer ("claimant"), who appeared Pro Se, alleged that respondents Quick & Reilly, Inc. ("Quick") and Robert

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arhitration Between Howard C. Baron Claimant, v. No. 96-01130 Ronald C. Cropper, Jr.. and Michael A. Orlino Respondents. REPRESENTATION OF PARTIES Claimant Howard C. Baron ("Claimant") was represented by Anthony V. Trogan, Esq. of Weisman Trogan Young & Schloss located in Bingham Farms, Michigan. Respondent Ronald C. Cropper, Jr. ("Cropper") was represented by

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Shahnaz Keramati 96-01127 Name of Respondent Merrill Lynch Pierce Fenner & Smith Inc Brian P. Sexton CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on March 14, 1996, Claimant Shahnaz Keramati ("Claimant"), who appeared Pro Se, alleged that Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Merril

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 01-01170 Raquel C. Nunez-Valdes Names of the Respondents Hearing Site: Tampa, Florida Richard B. Vance & Co. Robert Francis Daly Richard E. Vidican Stephen W. Bracken Mark J. Geregach Robert F. Pederson Dennis Lee Sluski John Richard Cislaghi James Scroggins Nature of the Dispute: Customer vs. Member and Associated Person

1 . N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Jerry Ginsberg 96-01123 Name of Respondents Olde Discount Corporation CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on March 14, 1996, Claimant Jerry Ginsberg ("Claimant"), who appeared Pro Se, alleged that Respondent Olde Discount Corporation ("Respondent"), misrepresented the