PUBLIC NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. the Matter of the Arbitration Between arles J. Davidson Claimant rris Baker Watts, Inc. Respondent CASE t91-04152 ANARD riation of , a gingle review and i set forth m December of of the resolution SUMMARY In a claim filed with the National Association of Securities ialers, Inc. on December 31, 1991, Claimant Charles J. Davidson, 10 appeared Pro Se, al

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Sean Curran, individually, and on behalf of Sean Curran IRA, and Colleen Curran, Claimants Vs. Global Financial Group, Inc., Bryan R. Collins, Jason Vazareusky, a.k.a. Jay Varza, Victor Altaian, and Steven C. Staltare, Respondents. Case Number: 01-00867 Hearing Site: Cleveland, Ohio REPRESENTATION OF PARTIES Claimants Sean Curran, indivi

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant(s) Barry & Beth Schneider 91-04150 Maine of Respondents! PameWebber. Inc. Joseph Bradley REPRESENTATION Claimants, Barry S. Schneider and Beth Schneider ("Claimants"). Stuart Kaufman. Esq. and Arthur Fisch. Esq.. from the law firm of Fisch and Kaufman. For Respondents. PaineWebber. Inc. ("PaineWebber") and Joseph Bradley ("

N.A.S.D. ANAKD NAITCNMi ASSOdKTICN OF SfaXAJRiTlBS DEftLERS In the Matter of the Arbitration Between Mama of Claimant (s) Carlton R* Pickens and Miriam Pickens 91-04149 Mams of Respcndflnt(a) Merrill Lynch, Pierce, Fenner & Sadth, Inc. rJJEL'JUUH For Claimants: Garltcn R. Pickens and Miriam Pickens were represented by Victor J* Gonzalez, Esq., located In Metaire, i>«< «-i«n»- For Respondent: Merrill Lynch, Pierce, Fenner & Smith, Inc. was

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Ciaimant(s) Maziar & Lucy Keshavarz Keshavaiz & Associates Inc. Amir H. Keshavarz Case No. 91-04146 Name of Respondent(s) Steven Phillips Kiouraars Hafezi First Montauk Securities Corp. Stuart James Co., Inc. REPRESENTATION For Claimants, Maziar and Lucy Kershavarz, Amir Kershavarz ("the Kershavarzs") and Kershavarz & As

NASD Arbitration No. 91-04144 N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEAT.F.RS. TNC. In the matter of the Arbitration Between Name of Claimant(s) Czar Enterprise Name of Respondent fs) Pacific Brokerage Services, Inc. REPRESENTATION For Claimant: Igor Cherednichenko, .Czar Enterprise, San Francisco, California For Respondent: James R. Kruger, Pacific Brokerage Services, Inc., Los Angeles, Calif ornia and Stephen P. Bedell,

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Joseph F. Barba, Sr., Anne M. Barba, and Barba Partnership 91-04139 Name of Respondents Merrill Lynch, Pierce Fenner & Smith, Inc., and Blaise Masone REPRESENTATION For Claimants: Pat Labbadia, HI, Esq., Clinton, CT For Respondents: Martin S. Cohen, Esq., Merrill Lynch, Pierce Fenner & Smith, Inc. CASE INFORMATI

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Richard & Deborah Sidorowicz 91-04136 Name of Respondents Dean Witter Reynolds Inc. Stephen J. Lozen REPRESENTATION For Claimant Richard and Deborah Sidorowicz ("Claimants"): Harry S. Miller, Esq. and Samuel M. Shafner, Esq. of the law firm of Shafner & Gilleran. For Respondent Dean Witter Reynolds, Inc. and Stephen J. Loz

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant James Springart 91-04132 Name of Respondents D.H. Blair & Company Mario Gambuzza Mark A. Giudice REPRESENTATION For Claimant James Springart ("Claimant"): Brian A. Carlis, Esq. of the law firm Stark & Stark, P.C. For Respondent Mario Gambuzza ("Gambuzza"): Franklin D. Onnsten, Esq. of the law firm of Ormsten & Evang

PUBLIC NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. CASE #91-04130 AWARD In the Matter of the Arbitration Between Randy Arnowitz Claimant vs. PaineWebber, Inc. Respondent CA5E SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on December 31, 1991, Claimant Randy Arnowitz, who appeared Pro Se, alleged that Respondent, PaineWebber, Inc. failed to present his investment in First Capital Life Insu