NASD DISPUTE RESOLUTION AWARD NASD DISPUTE jRESOLUTIQN, INC. CASE:01-00830 Bruce Helfrich, claimant vs. Dreyfus Brokerage Services, Inc. and Susquehanna Investment Group, respondents. ATTORNEYS: Claimant appeared Pro Se, Virginia Beach, VA. For Respondent Dreyfus Brokerage Services, Inc. appeared Gary Martino, Senior Registered Option Principal, Los Angeles, CA. For Respondent Susquehanna Investment Group appeared Richard J. McDonald, Bala Cynwyd,

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Helen Wollen No. 91-03756 Name of Respondents R.G. Dickinson, Inc. Steve Biermann REPRESENTATION OF PARTIES For Claimant: C.L. Robinson, Esq. of Fitzgerald, Schorr, Barmettler & Brennan, Omaha r Nebraska. For Respondents: David W. Dunn, Esq. of Davis, Hockenberg, Wine, Brown, Koehn & Shor r Des Moines, I

M.A.S.D. AWARD ASSOCIATION OF SECURITIES DEALERS n the Matter cf the Arbitration Between Name of Claimant Ccwen & Conpany PUBLIC 91-03755 Name of Respondent Sunil Munshani Claiuant Cowen & Coopany ("Claimant") was represented by Daniel Donovan, Esq. of Cowan & Company. Respondent Sunil Munsfcani ("Respondent") did not attend the hearing. C3VSB INPCCMftTICN Statement of Claim filed on: November 26, 1991. Claimant's Sutmission Agreemen

N.A.S.D. AWARD ASSOdATICN OF SkUJklTIES nisaT.gpg In the Matter of the Arbitration Between NaineofClaiiDants Manf ord Nictelson Beverly Nickelson NASD Arbitration vs. No. 91-03753 Dean Witter Reynolds, Inc. John Gardner For < 7ij^*"»*>frqT £Q Pro Se For Respondents i Janet T. Love, Esq. - Dean Witter Reynolds, Inc. Statement of Halm filed: November 27, 1991 q«ri rm AIJ i » u^nont- signed on: January 21, 1992 Joint Statement of Ans

PUBLIC NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. CASE #91-03749 AWARD In che Matter of the Arbitration Between Alice B. King Claimant vs. Gruntal & Company Michael D. White Respondents CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on November 27, 1991, Claimant Alice B. King, through her counsel, Jeffrey S. Salisbury, Esq., alleged that Respondents Gruntal & Company and Michael

PUBLIC _n the Matter cf tne Arbitration Between Eleanor E. McCcllcugh Claimant vs . Merrill lynch, Pierce, Fenner * Smith, Ir.c ^.escndencs CASE 491-03748 AWARD 7 ASS S T JMMARY In a claim filed with -he National Association cf Securities Dealers, Inc. on November 26, 1391, Claimant, Eleanor £. McCollough by and through lavid McCoi lough, alleged thac in February, 1984 Respondent , Merrill Lynch , Pierce , Fenner i Smith

PUBLIC NATIONAL, ASSOCIATION OF SECURITIES DEALERS, INC. CASE #91-03746 AWARD In the Matter of the Arbitration Between Marc H. Geldon Claimant vs . Bakhor Securities Corp. d/b/a First Affiliated Securities", Inc. Respondent CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on November 26, 1992, Claimant Marc H. Geldon who appeared Pro Se, alleged that Respondent First Affiliated Secur

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter or the Arbitration Between Name of Claimants) D. Frank Frisina 91-03745 Name of Respondent s) David Cravatta REPRESEiNTATION For Claimant: Charles S. Desmond n, Esq. a sole practitioner. For Respondent: Nelson S. Torre, Esq. of Giardino & Schober. CASE INFORMATION Statement of Claim filed: October 9, 1992 Addendum to Statement of Claim filed: October 9, 1992.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant(s) Richard N. McCausland 91-03734 Name of Respondents! A.G. Edwards & Sons, Inc. George W. Bigelow Jean McCausland-Steele REPRESENTATION For Claimant Richard N. McCausland: Vicki Kuftic Home, Esq. of Schuchert & Home. For Respondents A.G. Edwards & Sons, Inc. and George W. Bigelow: M. Jane Matoesien, Esq., in-house coun

Arbitration N.A.37D. AWARD National Association of __ Securities Dealers, Inc. NATIONAL ASSOCIATION OF SECURITIES DEAIERS NASD Financial Center _ 33 Whitehall Street In the Matter of the Arbitration Between New Y °*- N - Y - 10004 FAX (2 12) 858-4389 Of Robert and Marguerite Henderson 91-03731 Name of Respondpnts Dean Witter Reynolds, Inc. For Claimants: Stephen Sussman, Esq. of thfi law firm of Barker & Sussm