NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-06376 Edward G. Sable and Sharon C. Sable, (Claimant) vs. Salomon Grey Financial Corporation, Jonathan David Poland and Jason Michael Ganton, (Respondents) ATTORNEYS: Claimants appeared pro se, Marlboro, NJ. For Respondent Salomon Grey Financial Corporation ("SGFC") appeared Gary P. Barket, Esq., of The Law Offices of Gary P. Barket, P.A., Little Rock, AZ. Respondent Jonathan David Polan

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Joel Frost Names of the Respondents Bernard and Zelda Elinoff Case Number: 05-06283 Hearing Site: Boca Raton, Florida Nature of the Dispute: Associated Person vs. Customer. REPRESENTATION OF PARTIES For Joel Frost, hereinafter referred to as "Claimant": Peter J. Aldrich, Esq., Palm Beach Gardens, Florida. Bernard and Zelda Elinoff,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-06089 David Lemer Associates, (Claimant) vs. Sean Carrington, (Respondent) ATTORNEYS: For Claimant appeared in-house counsel, Joseph C. Pickard, Esq., Syosset, NY. Respondent appeared pro se, Stony Point, NY. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: November 23, 2005 CASE SUMMARY: Claimant alleged that Respondent breached an employment contract by failing to repay m

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Wachovia Securities Financial Network, Inc. (Claimant) vs. Scott Masse (Respondent) Case Number: 05-06047 Hearing Site: Boston, Massachusetts Nature of the Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES Claimant Wachovia Securities Financial Network, Inc. hereinafter referred to as "Claimant": Gregory S. Tendrich, Esq., Gregory Tendrich, PA, Boca Raton, FL. Resp

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-06026 Ronna Markowitz and Harvey West, as Trustees for the Ann Shesol Trust (Claimants) vs. Wachovia Securities, LLC, (Respondent) ATTORNEYS: For Claimants appeared Anthony Hartman, Esq., of the firm Hermann, Cahn & Schneider, LLP, Cleveland, OH. For Respondent appeared in-house counsel Andrew R. Park, Esq., Richmond, VA. NATURE OF DISPUTE: Customers vs. Member DATE FILED: November 2

3NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-06024 John E. Price (Claimant) v. Citigroup Global Markets, Inc. and David McGrouther, (Respondents) ATTORNEYS; Claimant appeared fro se t Saratoga, CA. For Respondents appeared in-house counsel, Lydia R. Zaidman, Bsq., New York, NY. NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: November 23,2005 CASE SUMMARY: Claimant alleged that Respondents neglig

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Jane Lee and Chang-Kang Lee, (Claimants) vs. Avalon Partners, Inc., Vincent Au, Samuel J. Agosta, Peter Bull, and Bradley G. Treichler, (Respondents) Case Number: 01-00628 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Jane Lee ("J. Lee") and Chang-Kang Lee ("C. Lee"), hereinafter collectively referred to as "Claimants": Jenice L. Malecki, Esq., The Law

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE; RESOLUTION CASE: 05-06018 S.W. Bach & Company, (Claimant) vs. Giovanni Denaro, (Respondent) ATTORNEYS: For Claimant appeared Michael S. Colombo, President and CEO of StreetWide Asset Recovery Group, Inc. Respondent appeared pro se, New Hyde Park, NY. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: November 23, 2005 CASE SUMMARY: Claimant alleged that Respondent breached a contract by failing

CASE: 05-05978 McNally Financial Services Corporation, (Claimant) vs. Darren Neal Warden, (Respondent) ATTORNEYS: For Claimant appeared in-house counsel David D. McNally, San Antonio TX, Respondent did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: November 22,2005 CASE SUMMARY: Claimant alleged that Respondent failed to repay monies owed pursuant to the terms of an Independent Contractor Agree

AWARD NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between: Bane of America Investment Services, Inc., Claimant vs. Steven P. Galko, Respondent Case Number: 05-05896 SITUS: Dallas, Texas. NATURE OF DISPUTE: Member vs. Associated Person. REPRESENTATION OF PARTIES: Bane of America Investment Services, Inc., hereinafter referred to as "Claimant": Diane C. Fischer, Esq., located in Chicago, Illinois. Respondent Steven P. Galko did not en