NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-05577 ' National Securities'Corporation, (Claimant) vs. Michael Frontera, (Respondent) ATTORNEYS: ~ For Claimant appeared Michael S. Colombo, President and CEO of Street Wide Asset Recovery Group, Inc., Lyndhurst, NJ- Respondent appeared pro se, New York, NY. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: November 1,2005 CASE SUMMARY: Claimant alleged that Respondent fail

NASD DISPUTE RESOLUTION A WARD NASD DISPUTE RESOLUTION CASE: 05-05430 Grant E. Swinehart, (Claimant) vs. David N. Brown, James P. O'Connell and Citigroup Global Markets, Inc., (Respondents) ATTORNEYS: ~~ ~~ Claimant appeared pro se* Naperville, FL. For Respondents appeared in-house counsel, Lydia R. Zaidman, Esq., New York, NY. NATURE OF DISPUTE: Customer v. Member and Associated Persons DATE FILED: October 19,2005 CASE SUMMARY: Claimant alleged

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-05392 William H. Harvey, (Claimant) vs. Ralph Albers and H&R Block Financial Advisors, Lac., (Respondents) ATTORNEYS: ~~ For Claimant appeared Martin J. Brosnan, Esq., of the firm Caputo Brosnan, Warren, MI, For Respondents appeared in-house counsel Lisa S. Fildes, Esq., Detroit, ML NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: October 14,2005 CASE SUMMARY

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-05374 Wells Fargo Investments, LLC, (Claimant) vs. John Hanson, (Respondent) ATTORNEYS: For Claimant appeared Diane C. Fischer, Esq., of the firm Kane & Fischer, Ltd., Chicago, IL. Respondent did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: October 17, 2005 CASE SUMMARY: Claimant alleged that Respondent breached a contract by

NASD DISPUTE RESOLUTION STIPULATED AWARD NASD DISPUTE RESOLUTION CASE: 05-05343 Zachary Cherry, (Claimant) vs. Neuberger Herman, LLC, (Respondent) ATTORNEYS: For Claimant appeared Michael G. Berger, Esq., of the firm The Law Offices of Michael G. Berger, New York, NY. For Respondent appeared in-house counsel Geoffrey Valentino, Esq., New York, NY. NATURE OF DISPUTE: Associated Person vs. Member DATE FILED: October 11, 2005 CASE SUMMARY: Claimant

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ellen L. Ward-Gagnon (Claimant) vs. Ryan Beck & Co. (Respondent) Case Number: 05-05342 Hearing Site: Newark, New Jersey Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant Ellen L. Ward-Gagnon hereinafter referred to as "Claimant": Brian J. Gagnon, Moorestown, NJ. Ryan Beck & Co. hereinafter referred to as "Respondent": Joseph Rosa, Esq., Ryan Beck

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-05319 David Marshall Meinke, (Claimant) vs. Matthew Aaron Turco and Robert Scott Peters, (Respondents) ATTORNEYS: ; Claimant appeared pro se, William sville, NY, For Respondents appeared Geeta Alphonso Naploi, Esq., in-house counsel for First Investors Corporation, New York, NY. NATURE OF DISPUTE: Associated Person vs. Associated Persons DATE FILED: October 13, 2005 CASE SUMM

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE:01-00623 Sherrie M. Adams, claimant vs. JW Genesis Financial Services, Inc. n/k/a/ First Union Securities, Inc. and John Smith, respondents. ATTORNEYS: For Claimant appeared Chandra Parker Doucette, Esq., of the Investors' Law Center P.A., Boca Raton, FL. For Respondents appeared Charles E. Scarlett, Esq., Senior Vice-President and Assistant General Counsel, Boca Raton, FL. DATE FI

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE MSpLirriON CASE: 05-05277 Denise G. Hartley, (Claimant) vs. OppenheimerFunds Distributor, Inc., (Respondent) ATTORNEYS: Claimant appeared pro se, Iselin, NJ. For Respondent appeared in-house counsel Melissa L. Weiss, Esq., New York, NY. NATURE OF DISPUTE: CustomervsT Member DATE FILED: October 11, 2005 CASE SUMMARY: Claimant alleged that Respondent omitted and misrepresented material facts regarding inv

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-05275 Ronald Schulz, (Claimant) vs. Edward D. Jones & Co., (Respondent) ATTORNEYS: For Claimant appeared Chris Claassen, Esq., of the firm Burg Simpson Eldredge Hersh Jardine PC, Dallas, TX, For Respondent appeared Sandra B. Gallini, Esq., of the firm Greensfelder, Hemker & Gale, P.C., St. Louis, MO. NATURE OF DISPUTE: Customer vs. Member DATE FILED: October 11, 2005 CASE SUMMARY