Award NASD Dispute Resolution In the Matter of the Arbitration Between: TD Waterhouse Investor Services, Inc. (Claimant) vs. Covenant Consulting, Inc. (Respondent) Case Number: 05-01610 Hearing Site: New York, NewYork Nature of the Dispute: Member vs. Customer. REPRESENTATION OF PARTIES Claimant TD Waterhouse Investor Services, Inc., hereinafter referred to as "Claimant": Walter A. Saurack, Esq., Satterlee Stephens Burke & Burke, LLP, New York, N.Y.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01606 Jon Supler, (Claimant) vs. Harrisdirect LLC, (Respondent) ATTORNEYS: Claimant appeared pro se, Raleigh, NC. For Respondent appeared in-house counsel, William B. Baran, Chicago, IL. NATURE OF DISPUTE: Customer vs. Member DATE FILED: March 5, 2005 CASE SUMMARY: Claimant alleged that Respondent cancelled an execution of a trade. Claimant maintained that due to Respondent's actions

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ottilia Dee Baldwin, Claimant, v. Case Number: 05-01600 Hearing Site: Indianapolis, Indiana William Blair & Company, LLC and Norman Libman, Respondents. Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Ottilia Dee Baldwin ("Baldwin"), hereinafter referred to as "Claimant": Andrew Stoltmann, Esq. of Stoltmann Law Offic

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant/Counter-Respondents Kay Mitchell, Personal Representative of the Estate of E.B. Cole and Respondents/Counter-Claimant Wells Fargo Investments, L.L.C., Wells Fargo Securities, Inc., and Robert Michael Graves, Jr. Case Number: 05-01598 Hearing Site: Oklahoma City, Oklahoma NATURE OF DISPUTE Customer v. Member Firm, Terminated Member and Associated Person an

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Sanders Terkell, (Claimant) vs. Brill Securities, Inc. and Kevin G. Major, (Respondents) Case Number: 01-00519 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Sanders Terkell, hereinafter referred to as "Claimant": Martin J. Siegel, Esq., a sole practitioner, New York, NY. Respondents, Brill Securities, Inc. ("Brill") and Kevin G. Major ("Major"), hereinaf

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 05-01596 UBS Financial Services, Inc. Name of the Respondent Hearing Site: Atlanta, Georgia Ahmad Kaz Sharif Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For UBS Financial Services, Inc., hereinafter referred to as "Claimant": Sandra D. Grannum, Esq. and Brent Bums, Esq., Davidson & Grannum, LLP, Orangeburg,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Rizalina Llanes-Rodas, Claimant v. Merrill Lynch, Pierce, Fenner & Smith Incorporated, and David Von Stahle Respondents Case Number: 05-01587 Hearing Site: Phoenix, Arizona Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Dennis J. Flynn, Esq. Attorney at Law Scottsdale, Arizona For Respondents: Christopher S. Colema

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Marilyn V. Dietz (Claimant) vs. Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondent) Case Number: 05-01581 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant Marilyn V. Dietz hereinafter referred to as "Claimant": Christopher R. Fehr, Esq., Simmons Cooper LLC. Previously represented by Nicholas P. lavarone, Esq., Simmons C

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Clara Sue DeLaney v. 05-01552 Louisville, Kentucky Respondents A.G. Edwards & Sons, Inc., and Byron Holley NATURE OF DISPUTE Customer v. Member and Associated Person REPRESENTATION OF PARTIES Clara Sue DeLaney ("Claimant") was represented by Edward J. Dovin, Esq., of Card Smiley Bishop & Dovin, LLP, Atlanta, Georgia. A.G. Edwards & Sons, Inc. ("AGE")

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Judith S. Kalman and 05-01549 Chicago, Illinois Name of Respondents Citigroup Global Markets, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Judith S. Kalman ("Claimant") was represented by John J. Muldoon, IE, Esq., Muldoon & Muldoon, P.C., Chicago, Illinois. Citigroup Global Markets, Inc. ("Respondent Citigroup") was