Award FJASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants John H. and Gay L. Morris; John H. Morris, ERA; and, Bonnie J. Webb, Individually and on behalf of her IRA Case Number: 05-01481 Name of the Respondent Edward D. Jones & Co, NATURE OF THE DISPUTE Customers vs. Member Firm REPRESENTATION OF PARTIES i Claimants JohnH. and Gay L. Morris ("Morris"); JohnH. Morris, IRA ("Morris, IRA"); a

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 05-01478 Carole Cavaliere Name of the Respondent Hearing Site: Orlando, Florida Morgan Stanley DW, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Carole Cavaliere, hereinafter referred to as "Claimant": Thomas F. Shine, Esq., Indiatlantic, Florida. For Morgan Stanley DW, Inc., ("MSDW") hereinafter referred

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: » Merrill Lynch, Pierce, Fenner & Smith Inc., (Claimant) vs. Salomon Smith Barney, Inc. and William C. Moynihan, (Respondents) Case Number: 01-00510 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant Merrill Lynch, Pierce, Fenner & Smith Inc., hereinafter referred to as "Claimant": Thomas J. Momjian, Esq., Rubin & Associates, P.C., Paoli, PA. Responden

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01449 Ernest F. White, (Claimant) vs. Citigroup Global Markets, Inc., Jeffrey L. Sweitzer, Matthew J. Muller, Sr. and Randy Matz, (Respondents) ATTORNEYS: For Claimant appeared Robert G, Mclver, Esq., of the firm Hunter, Higgins, Miles, Elam & Benjamin, PLLC, Greensboro, NC, For Respondents appeared Meg G. Cox, Esq., of the firm Kennedy Covington Lobdell & Hickman, L.L.P., Charlotte, NC

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01448 Eugene T. Hopkins, (Claimant) vs. Citigroup Global Markets, Inc., Jeffrey L. Sweitzer, Matthew J. Muller, Sr. and Randy Matz, (Respondents) ATTORNEYS: For Claimant appeared Robert G. Mclver, Esq., of the firm Hunter, Higgins, Miles, Elam & Benjamin, PLLC, Greensboro, NC. For Respondents appeared Meg G. Cox, Esq., of the firm Kennedy Covington Lobdell & Hickman, L.L.P., Charlotte, N

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01446 John Herbert Black, Jr., (Claimant) vs. Citigroup Global Markets, Inc., Jeffrey L. Sweitzer, Matthew J. Muller, Sr. and Randy Matz, (Respondents) ATTORNEYS: For Claimant appeared Robert G. Mclver, Esq., of the firm Hunter, Higgins, Miles, Elam & Benjamin, PLLC, Greensboro, NC. For Respondents appeared Meg G. Cox, Esq., of the firm Kennedy Covington Lobdell & Hickman, L.L.P., Charlo

Award NASD Dispute Resolution In the Matter of the Arbitration Between: J.B. Hanauer & Co. (Claimant) v. Paul Horvath (Respondent) Case Number: 05-01444 Hearing Site: New York, New York Nature of the Dispute: Member v. Customer REPRESENTATION OF PARTIES Claimant J.B. Hanauer hereinafter referred to as "Claimant": Gary Alan Blaustein, Esq., Union, NJ. Respondent Paul Horvath hereinafter referred to as "Respondent"; did not enter an appearance in

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01439 Thomas A. Carafa, (Claimant) vs. Henry Boulbol, Edward Boulbol, and Citigroup Global Markets, Inc., (Respondents) ATTORNEYS: ~"~~ For Claimant appeared Paul Pacchiana, Esq., Naples, FL. For Respondents appeared in-house counsel Mary Reisert, Esq., New York, NY. NATURE OF DISPUTE: Customer v. Member and Associated Persons DATE FILED: March 18, 2005 CASE SUMMARY: Claimant alleged

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Brij Mittal and Amita Mittal (Claimants) vs. Raymond James Financial Services, Inc. (Respondent) Case Number: 05-01437 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member REPRESENTATION OF PARTIES Claimants Brij Mittal ("B. Mittal") and Amita Mittal ("A. Mittal") hereinafter collectively referred to as "Claimants": Edward F. Westfield, Esq., Edward F. We

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Kimberty Marie Larson v. 05-01435 Minneapolis, Minnesota Respondents American Express Financial Advisors, Erin Marie Sweeney and Jeffrey Allen Bartleson NATURE OF DISPUTE Customer v. Member Firm and Associated Persons REPRESENTATION OF PARTIES Kimberly Marie Larson ("Claimant") was represented by Robert J, Hajek p Esq., of Warchol, Berndt& Haj