AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Wachovia Securities, LLC v. 05-01431 Denver, Colorado Respondent Richard Tuttle Nature of Dispute: Member v. Customer REPRESENTATION OF PARTIES Wachovia Securities, LLC ("Claimant") was represented by Renan I. Sugarman, Esq., of Renan Sugarman, P.C., Chicago, Illinois. Richard Tuttle ("Respondent") of Colorado Springs, Colorado, appeared pro se. CASE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Matin Lackpour, an individual and as custodian for The Ali and Amir Lackpour Custodial Account, Claimants v, TD Waterhouse Investor Services, Inc., Respondent Case Number: 01-00507 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimants: For Respondent: Craig A. Fox, Esq. Law Offices of Galindo & Fox Granada Hills, California Brian G. Mulher

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Peter Grabler (Claimant) vs. UBS Financial Services, Inc. (Respondent) Case Number: 05-01425 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES Claimant Peter Grabler ("Claimant") appeared pro-se. Respondent UBS Financial Services, Inc. ("Respondent"): Erin M. Naftali, Esq., UBS Financial Services, Inc., Weehawken, NJ. CAS

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Robert E. Elkins and Case Number: 05-01421 Hearing Site: Detroit, Michigan Respondents Ferris, Baker Watts, Inc., Joseph Clark Koch, Robert James Michelotti, Theodore Walter Urban, and Patrick James Vaughan NATURE OF DISPUTE Associated Person v. Members and Associated Persons REPRESENTATION OF PARTIES Robert E. Elkins ("Claimant") appeared in pro per.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Doyle Bouse, Ruth Mae Brennan, The Brennan Family Rev. Trust, Judith Chaikin, Jules Chaikin, The Chaikin Family Trust, Loretta Davis, Gerald Endler, Selma Faermark, The Wilbert & Selma Faermark Exemption Trust, C. Victor Wylie, Jory Faermark Wylie, Clarence Raymond Wylie, Jr., The Wylie Family Trust, Irene Farber, Valerie Florman, Jacqueline Howard, Joy Innes, Richard Innes, ACTS Intern

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard Schaller and Richard Schaller Living Trust (Claimants) vs. Henry P. Cerruti and Northwestern Mutual Investment Services, LLC (Respondents) Case Number: 05-01393 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Associated Person and Member REPRESENTATION OF PARTIES Claimants Richard Schaller ("Schaller") and Richard Schaller Living Trust ("Living Trust")

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Dee Ann Phillips, Claimant v. Lawrence S. Jay, Respondent Case Number: 05-01391 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Associated Person REPRESENTATION OF PARTIES For Claimant: Montgomery G. Griffin, J.D. Securities Arbitration Offices of Montgomery G. Griffin, J.D. Newport Beach, California For Respondent: Lawrence S. Jay In

Award NASD Dispute Resolution In the Matter of the Arbitration Between: DeeAnn Phillips, Claimant v. Lawrence S. Jay, Respondent Case Number: 05-01391 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Associated Person REPRESENTATION OF PARTIES For Claimant: Montgomery G. Griffin, J.D. Securities Arbitration Offices of Montgomery G. Griffin, J.D. Newport Beach, California For Respondent: Lawrence S. Jay In Propria

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Fidelity Investments Life Insurance Company, Fidelity Insurance Agency, Inc., Fidelity Brokerage Services, LLC (Claimants) v. Dennis Rupp and TIAA-CREF Individual and Institutional Services, LLC (Manchester, NH) (Respondents) Case Number: 05-01382 Hearing Site: Boston, Massachusetts Nature of the Dispute: Member and Non-members with Contract to Arbitrate v. Member and Ass

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Norma C. Worden, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Incorporated and John A. Stanbery, Respondents Case Number: 05-01377 Hearing Site: Los Angeles. California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Richard J. Edson, Esq. Law Offices of Richard J. Edson Sacramento, California For Respondents