Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jean Labutis (Claimant) vs. American Express Financial Advisors, Inc. (Respondent) Case Number: 05-01194 Hearing Site: Hartford, Connecticut Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant Jean Labutis hereinafter referred to as "Claimant": Howard Rosenfield, ESQ., Law Office of Howard Rosenfield, Farmington, CT. Respondent American Express Financia

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01192 Oppenheimer & Co. Inc., (Claimant) vs. Salvatore Renzo, (Respondent) ATTORNEYS: ~~ For Claimant appeared in-house counsel Eric J. Shames, Esq., New York, NY. Respondent appeared pro se, New York, NY. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: March 7, 2005 CASE SUMMARY: Claimant alleged that Respondent breached a contract by failing and refusing to repay monies

1 NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01190 Michael John O'Krongly, (Claimant) vs. Morgan Stanley Dean Witter Inc., (Respondent) ATTORNEYS: Claimant appeared pro se, Waukesha, WI. For Respondent appeared in-house counsel Christine A. Pham, Esq., Los Angeles, CA. NATURE OF DISPUTE: Customer vs. Member DATE FILED: March 3, 2005 , CASE SUMMARY: Claimant alleged that Respondent incorrectly charged him sales charges on

In the Matter of the Arbitration Between: Claimant Raymond James & Associates, Inc. vs. Respondent Van Hung Le Case Number: 05-01182 SITUS: Washington, D.C. NATURE OF DISPUTE: Member v. Associated Person REPRESENTATION OF PARTIES: Claimant Raymond James & Associates, Inc., hereinafter referred to as "Claimant", was represented by Leslie A. Reese, Esq., Raymond James & Associates, Inc., St. Petersburg, Florida. Respondent Van Hung Le, hereinafter ref

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01168 A.G. Edwards & Sons, Inc., (Claimant) vs. Dennis De Coite and Suzanne M. De Coite, (Respondents) ATTORNEYS: For Claimant appeared in-house counsel Clay Grumke, Esq., St. Louis, MO. Respondents did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member vs. Customers DATE FILED: March 1, 2005 CASE SUMMARY: Claimant alleged that Respondents failed and refused to

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01165 Kathleen Ann Maher-McHale, IRRA (Claimant) vs. Merrill Lynch, Pierce, Fenner & Smith, Inc., (Respondent) ATTORNEYS: ~~~ " " ~~ Claimant appeared pro se, Glen Mills, PA. For Respondent appeared in-house counsel, H. Kyeng Lee, Esq., New York, NY. NATURE OF DISPUTE: Customer vs. Member ~~ DATE FILED: March 3, 2005 CASE SUMMARY: Claimant alleged that Respondent's negligence and fai

NASD DISPUTE RESOLUTION MODIFIED AWARD NASD DISPUTE RESOLUTION CASE: 05-01160 Oppenheimer & Co., Inc., (Claimant) vs. Lament Arthur Patrick, (Respondent) ATTORNEYS: ^ For Claimant appeared in-house counsel Eric J. Shames, Esq., New York, NY. Respondent appeared pro se, Cumming, GA. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: March 4, 2005 CASE SUMMARY: Claimant alleged that Respondent breached a contract by failing to repay monies

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01160 Oppenheimer & Co., Inc., (Claimant) vs. Lamont Arthur Patrick, (Respondent) ATTORNEYS: ~~ For Claimant appeared in-house counsel Eric J. Shames, Esq., New York, NY. Respondent appeared pro se, Gumming, GA. NATURE OF DISPUTE: Member v. Associated Person " DATE FILED: March 4,2005 * CASE SUMMARY: Claimant alleged that Respondent breached a contract by failing to repay monies owed

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Christoph Gruhn, (Claimant) vs. E*Trade Securities, Inc., (Respondent) Case Number: 01-00492 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Christoph Gruhn, hereinafter referred to as "Claimant": Ralph M. Stone, Esq., Shalov Stone & Bonner, New York, NY. Respondent, E*Trade Securities, Inc., hereinafter referred to as "Respondent": Jojiro Takano, Esq.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Thomas W. Bishop Respondents National Securities Corporation Gary M. Stewart Alexander M. Shapiro Thomas Daniel Ellen Case-Kumhec: 05-01159 Hearing Site- Richmond, Virginia Nature of the Dispute: Associated Person vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant, Thomas W. Bishop, hereinafter referred to as "Claimant", was represented by Jay