• AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant • i Novella B. Barrett and 04-07716 Chicago, Illinois, Name of Respondents Morgan Stanley DW Inc. Michael L. Barnett ••••••^P^BBBB^BM^MV^BBBB^BP^BB^BMBBBMB^BBMBMBBMBMBBMB^BMB^BJWB^^B^V^M^B^BM^BMM^BMBBV^BBBHBBviB^M^WBBB^B^BI^BM^^B^B^BBM^V^BMBBB^B^W^BBV^BB^B^Bt^BBB'^M Nature of the Dispute: Customer vs. Member and Associated Person. REERESEMTAT1QN

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Paris Naimi and Zena Naimi v. Respondents Morgan Stanley DW, Inc., and Bryan Poirier And Counter-Claimant Morgan Stanley DW, Inc. v. Counter-Respondents Paris Naimi and Zena Naimi Case Number: 04-07715 Hearing Site: Southfield, Michigan NATURE OF DISPUTE Customers v. Member and Associated Person and Member v. Customers REPRESENTAT

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Joel F. Spragins, M.D. Name of the Respondents Linsco/Private Ledger Corp. Charles Ben Camp, Sr. Charles Ben Camp, Jr. Case Number: 04-07713 Hearing Site: Charlotte, North Carolina Nature of the Dispute: Customer vs. Member and Associated Persons, RF.PRF.SRNTATTON OP PARTTF.S Claimant, Joel F. Spragins, M.D., hereinafter referred to as "Claim

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Claimant James J. Howard Nfttnes nf thf* Respondents CBIZ Financial Solutions, Inc. Regis Francis Larkin Joyce Kay Lapp Case Number 04-07712 Hiring SitR: Raleigh, North Carolina Nature of the Dispute: Customer vs. Member and Associated Persons. OF PARTTFS Claimant, James J. Howard, hereinafter referred to as "Claimant", was represented by Michael A.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Charles T. Torrisi (Claimant) vs. Morgan Stanley DW Inc. and David Polifroni (Respondents) Case Number: 04-07704 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant Charles T. Torrisi hereinafter referred to as "Claimant": Brian Guillorn, Esq., Napoli Kaiser & Bern LLP, New York, NY. Respondents Mor

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lawrence Adler and Lori Adler (Claimants) v. Ameritrade, Inc., (Respondent) Case Number: 04-07698 Hearing Site: Hartford, Connecticut Nature of the Dispute: Customers vs. Member REPRESENTATION OF PARTIES Claimant Lawrence Adler ("L. Adler") and Lori Adler ("Lori Adler"), hereinafter collectively referred to as "Claimants": Lawrence Adler appeared pro se. Respondent Ameritrade, I

Stipulated Award NASD Dispute Resolution: In the Matter of the Arbitration Between: • Randi and Richard Rittel and Trust Company of the Ozarks, Inc., Successor Trustee for the. Hofbeck RLT UTA DTS 31/93, Claimants v. RBC Dain Rauscher, Inc., Scott Allen Burns and Partners In Care, Inc., Respondents. Case Number:- 04-07673 Hearing Site: St. Louis, Missouri NATURE OF THE DISPUTE Customers vs. Member Firm, Associated Person and Non-

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Plrn'manf ' . Casft Number 04-07669 Robert Hale • Name nf fh&Responderit Hearing Rite; Nashville, Tennessee J.J.B Hilliard, W.L. Lyons, Inc. ' i i Nature of the Dispute: Customer vs. Member. i REPRESENTATION OF PARTIES Claimant, Robert Hale, hereinafter referred to as "Claimant", was represented by C. David Mee, Esq., Woska & Hayes, LLP, Kingwood, Texas.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07664 Valerie I. Nager (Claimant) v. Morgan Stanley DW, Inc. and Matthew Petty (Respondents) ATTORNEYS: Claimant Valerie I. Nager ("Claimant") appeared pro se, Orlando, FL. For Respondents Morgan Stanley DW, Inc. and Matthew Petty (collectively "Respondents") appeared Alexander McNeil, Esq., in-house counsel, Morgan Stanley DW, Inc., Purchase, NY. NATURE OF DISPUTE: Customer v. Member and As

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mujesira Music (Claimant) v. Gary Giordano (Respondent) Case Number: 04-07661 Hearing Site: New York, New York Nature of the Dispute: Customer v. Associated Person REPRESENTATION OF PARTIES Claimant Mujesira Music appeared pro se. Respondent Gary Giordano hereinafter referred to as "Respondent": Michael Utilla, Esq., Utilla & Associates, Brooklyn, NY. CASE INFORMATION St