Award NASD Dispute Resolution In the Matter of the Arbitration Between: Felix J. Armijo, Claimant v. Bane of America Investment Services, Inc., Paul B. Shirk, II, and John M. Norton, II, Respondents Case Number: 04-07354 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Persons For Claimant: Felix J. Armijo In Propria Persona El Monte, California For Respondents: Scott T. Beall, Esq. Tate, Lazarin

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-07352 Karen Talcott Name of the Respondent Hearing Site: Boca Raton, Florida Linsco/Private Ledger Corp. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Karen Talcott, hereinafter referred to as "Claimant": Charles C. Hunter, Esq., Woska & Hayes, LLP, Kingwood, Texas. For Linsco/Private Ledger Corp., hereinaf

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant ' Pamela Lothian Case Number 04-07347 Names of the Respondents Legacy Financial Services, Inc. Joseph Karsner Hearing Site* Washington, D.C. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant, Pamela Lothian, "Claimant", was represented by William B. Young, Jr., Esq., Hooper & Weiss

l'0/25/1992 -23:38 2027263797 ' MACHQME/MCLAREN PAGE 02 Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the riaunant fare Number 04-07343 JoAnn Hinks NafPflS ftf Jh. e Respondents ' Hearing Site! Washington, DC Legacy Financial Services, Inc. Joseph R. Karsner, IV Nature of the, Dispule Customer vs. Member and Associated person. PF.PRKSF.NTAT10N OF PAPTTES Claimant, JoAnn Hinks ("Claimant"),

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number- 04-07342 Shawn P. McLaughlin Name of the R pspnndent Hearing Site' Washington, D.C. Legg Mason Wood Walker, Inc. Nature of the Dispute: Associated Person vs. Member. PFPRFSFNTATTON OF PARTIFS Claimant, Shawn P. McLaughlin, hereinafter referred to as "Claimant", was represented by Janet K. DeCosta, Esq., Law Offices of Janet K. DeCosta, Washi

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jill D. Cooley and John M. Schmittberger, JTWROS (Claimants) v. Citicorp Investment Services, Inc., Lawrence Shender, and Phillip Groton (Respondents) Case Number: 01-00325 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Jill D. Cooley ("Cooley") and John M. Schmittberger ("Schmittberger") JT

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Jyotsona K. Bhatt, the Loyola Limited Partnership and the Jyotsona Bhatt Family Limited Partnership [a.k.a The J. Bhatt First Family Limited Partnership] 04-07337 Chicago, Illinois Name of Respondents Merrill Lynch, Pierce, Fenner& Smith, Inc.; Ronald Samuel Ventura; and Anne Mary Finley Name of Third-Party Respondents Kishor Bhatt,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number! 04-07334 UBS Financial Services, Inc. Name nf the Respondent Hearing Site' Pittsburgh, PA Steven Schaefer Nature of the Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES Claimant, UBS Financial Services, Inc., hereinafter referred to as "Claimant", was represented by Brent A. Burns, Esq., Davidson & Grannum, LLP, Orangeburg, Ne

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07322 Mel Lipkin and Loraine M. Lipkin (Claimants) v. Prudential Equity Group, LLC f7k/a Prudential Securities, Inc. (Respondent) ATTORNEYS: For Claimants Mel Lipkin and Loraine M. Lipkin ("Claimants") appeared William H. Moore, Esq., of the firm Moore, Taylor & Thomas, P.A., West Columbia, SC. For Respondent Prudential Equity Group, LLC fk/a Prudential Securities Inc. ("Respondent") app

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Polly S. Gibson (Claimant) v. Pruco Securities, LLC and Jodd L. Frey (Respondents) Case Number: 04-07320 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Polly S. Gibson ("Gibson") hereinafter referred to as "Claimant": William D. Robitzek, Esq., Berman & Simmons, P.A., Lewiston, ME. Responde