NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07319 Oppenheimer & Co., Inc., Claimant v. Charles E. Dippel, Respondent ATTORNEYS: " " " ~ For Claimant Oppenheimer & Co., Inc. ("Claimant") appeared Eric J. Shames, Esq., in-house counsel, Oppenheimer & Co., Inc., New York, NY. Respondent Charles Dippel ("Respondent") appeared pro se, Marietta, GA. NATURE OF DISPUTE: Member v.^Associated Person. ! DATE FILED: October 15, 2004. CASE

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Neal Smith v. 04-07313 Louisville, Kentucky Respondents Morgan Stanley Dean Witter, Inc., and Michael F. Brinlee NATURE OF DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES ,Neal Smith ("Claimant") was represented by Charles C. Mihalek, Esq., and Steven M, McCauley, Esq., of Charles C. Mihalek, P.S.C., Lexington, Kentucky.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: DONALD L. GIESELMAN and Case Number: 04-07310 BEVERLY L. GIESELMAN, Individually Hearing Site: St. Louis, Missouri and Trustees of their respective IRA Accounts, Claimants, v. LfNSCO/PRIVATE LEDGER and JOSEPH ALTIC, Respondents. NATURE OF THE DISPUTE Customers vs. Member Firm and Associated Person REPRESENTATION OF PARTIES Donald L. Gieselman and B

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 04-07305 Ronald A. and Carol R. Lucian Names of the Respondents Hearing Site: Orlando, Florida Edward D. Jones & Co., L.P. JohnM. Boyett, Jr. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Ronald A. and Carol R. Lucian, hereinafter collectively referred to as "Claimants": Joel J. Ewusiak

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ; Gloria Broschart, Claimant v. Edward Jones (f/k/a Edward D. Jones & Co., L.P.) and David Snell, Respondents Case Number: 04-07300 Hearing Site: Seattle, Washington Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Edward S. Alexander, Esq. Sheppard and Abbott Bellingham, Washington For Respondents: Joseph B. Genster

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert I. Strougo (Claimant) v. TD Waterhouse Investor Services, Inc. (Respondent) Case Number: 04-07281 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant Robert I. Strougo appeared pro se. Respondent TD Waterhouse Investor Services, Inc. ("TD Waterhouse") hereinafter referred to as "Respondent": Theodore Snyder, Esq.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Oneida Surgical Group PC Pension Plan Trust dated 6-15-73, (Claimants) vs. A.G. Edwards & Sons, Inc., Mark Harris and Raymond James Financial Service, Inc., (Respondents) Case Number: 01-00324 Hearing Site: Albany, New York REPRESENTATION OF PARTIES Claimant, Oneida Surgical Gro%p PC Pension Plan Trust dated 6-15-73, hereinafter referred to as "Claimant": Robert F. Pickels

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07279 Ryan Beck & Co., Inc., Claimant v. Robert Marquez, Respondent ATTORNEYS: For Claimant Ryan Beck & Co., Inc. ("Claimant") appeared Jeffrey Cohen, Esq., in-house counsel, Ryan Beck & Co., Inc., Livingston, NJ. Respondent Robert Marquez ("Respondent") appeared pro se, Nesconset, NY. NATURE OF DISPUTE: Member v. Associated Person. DATE FILED: October 14, 2004. CASE SUMMARY: Claiman

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Alan Man-Yiu Cheung, Claimant v. GlobaLink Securities, Inc. and Sune Yue Liu, Respondents Case Number: 04-07275 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Cedric T. Chou, Esq. Pasadena, California James A. Shalvoy, Esq. Manhattan Beach, California For Respondent GlobaLink S

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Michael B. Maggert, IRA Name of the Respondent A.G. Edwards & Sons, Inc. Case Nhimher 04-07272 Hearing Site: Nashville, Tennessee Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant, Michael B. Maggert, IRA hereinafter referred to as "Claimant", was represented by H. Naill Falls, Jr., Esq., Falls & Veach, Nashville, Ten