Award NASD Dispute Resolution In the Matter of the Arbitration Between: Juan C. Giron, Claimant v. RBC Dain Rauscher Inc. and Timothy D. Rannow, Respondents RBC Dain Rauscher Inc., Counter-Claimant v. Juan C. Giron, Counter-Respondent Case Number: 04-07168 Hearing Site: Phoenix, Arizona Nature of the Dispute: Associated Person v. Member and Associated Person Member v. Associated Person REPRESENTATION OF PARTIES For Claimant/Counter-Respondent Ju

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Charlene Sparlin, Conservator of the Roy K. Sparlin Estate, Claimant v. Strand, Atkinson Williams & York, Inc., Respondent Case Number: 04-07151 Hearing Site: Portland, Oregon Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Lynn S. Walsh, Esq. Law Office of Lynn Walsh Portland, Oregon For Respondent: Bruce L. Campbell, Esq. Miller Na

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOmnON CASE: 04-07149 Pamela Abmoa* JRA, (Claimairt) vs. Citigroup Global Maikets. Inc., tfkte Salomon Smith Barney, Inc., (Respondent) ATTORNEYS; Por Claimant appeared &N* M. Bidgoli, Esq^ of tiie firm Irvine Law Corporation, PLC, Irvine, CA. For Respondent appeared in-house counsel Rebecca J, Behr, Esq., New York> KY. NATURE OF DISPUTE: Customer vs. Member DATE FILED: September 24,2004 CASE SUMM

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07144 Bradley Allen Hertz (Claimant) v. L.H. Ross & Company, Inc. (Respondent) ATTORNEYS: Claimant appeared pro se, Walnut Creek, CA. For Respondent L.H. Ross & Company, Inc. ("Respondent") appeared Dennis G. Fano, Esq., of The Law Offices of Dennis G. Fano, P.A., Boca Raton, FL. NATURE OF DISPUTE: Customer vs. Member. DATE FILED: October 4, 2004. CASE SUMMARY: Claimant alleged that

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants James E. Latta and Charlotte Latta, individually, and on behalf of the Highland Ranch Center for Aesthetic and Maxillofacial Surgery P.C. Profit Sharing Plan and Trust, the Highland Ranch Center for Aesthetic and Maxillofacial Surgery P.C. Money Purchase Pension Plan Trust and their IRAs; Lucinda Koerner and Ronald Koemer, individually, and on behalf

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07135 Stella W. Woo Trust, Claimant v. Cal Fed Investments n/k/a Citicorp Investment Services, Respondent ATTORNEYS: For Claimant Stella W. Woo Trust ("Claimant") appeared Christina A. Woo, Los Angeles, CA. For Respondent Cal Fed Investments n/k/a Citicorp Investment Services ("Respondent") appeared Jennifer Sendor, Esq., Citicorp Investor Services, Long Island City, NY. NATURE OF DISPUT

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07134 Ross Bennick, IRA, (Claimant) vs. Morgan Stanley DW, Inc., (Respondent) ATTORNEYS: Claimant appeared pro se, Tomball, TX. For Respondent appeared in-house counsel Helene J. Jepson, Esq., San Francisco, CA, NATURE OF DISPUTE: Customer vs. Member DATE FILED: October 7, 2004 CASE SUMMARY: Claimant alleged that respondent negligently handled his account by failing to, among other t

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Suzanne Carruthers, Individually and in her capacity as Co-Trustee of the Suzanne and Joseph Carruthers Charitable Remainder Unit Trust U/A/D 12/30/99, and Joseph Carruthers as Co- Trustee of the Suzanne and Joseph Carruthers Trust U/A/D 12/30/99 (Claimants) ;vs.,Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and David Ridge (Respondents) Case Number: 04-07128 Hearing S

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07115 George W. Harvey and Michelle L. Harvey (Claimant) vs. Transamerica Financial Advisors, Inc. (Respondent) ATTORNEYS; Claimant George W. Harvey ("Claimant") appeared pro se^ Westminster, CA. For Respondent Transamerica Financial Advisors, Inc. ("Respondent") appeared Joseph C. Coates, III, Esq., of the firm Greenberg Traurig, P.A,, West Palm Beach, FL. NATURE OF DISPUTE; Customer vs

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James Mailahan, Claimant v. Salomon Smith Barney, Inc., Respondent Case Number: 01-00307 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimant: Fredrick D. Huebner, Esq. Cable, Langenbach, Kinerk & Bauer, LLP Seattle, Washington For Respondent: Eric D. Lansverk, Esq. Hillis, Clark, Martin & Peterson Seattle, Washington CASE INFORMATION Statemen