Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the; Claimant J.P. Morgan Invest, LLC Names nf the Respondent^ Frederick J. Jinks Susan K. Jinks Case Number- 04-05880 Hearing Site- Raleigh, North Carolina Nature of the Dispute: Member vs. Customers. REPRESENTATION OF PARTIES Claimant, J.P. Morgan Invest, LLC, hereinafter referred to as "Claimant", was represented by Joshua E. Friedman, Esq., Bernkopf G

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-05877 CIBC World Markets Corp., Claimant v. Paula Karstens, Respondent ATTORNEYS: For Claimant CIBC World Markets Corp. ("Claimant") appeared Michelle Murphy, Esq., in- house counsel, CIBC World Markets Corp., New York, NY. Respondent Paula Karstens ("Karstens") did not file a Statement of Answer in this matter. NATURE OF DISPUTE: Member v. Associated Person. DATE FILED: August 20, 2004.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-05875 Joseph Stevens & Co., Inc., Claimant v. Cyrus Khiabani, Respondent ATTORNEYS: For Claimant Joseph Stevens & Co., Inc. ("Claimant") appeared James E. Siegel, Esq., in-house counsel, Joseph Stevens & Co., Inc., New York, NY. Respondent Cyrus Khiabani ("Respondent") did not file a Statement of Answer in this matter. NATURE OF DISPUTE: Member v. Associated Person. DATE FILED: August 20

Award NASD Dispute Resolution In the Matter of the Arbitration Between: First Montauk Securities Corp. (Claimant) v. John larussi (Respondent) Case Number: 04-05873 Hearing Site: New York, New York Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant First Montauk Securities Corp. hereinafter referred to as "Claimant": Joel Levinson, Esq., First Montauk Securities Corp., Red Bank, NJ. Respondent John larussi herein

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kambiz Maleki, Claimant and Counter-Respondent v. E*Trade Securities, Inc., Respondent and Counter-Claimant Case Number: 01-00263 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant and Counter-Respondent: For Respondent and Counter-Claimant: Kambiz Maleki In Propria Persona Woodland Hills, California Jennifer L. Coon, Esq. Bird, Mare

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Roger Alan Keats and 04-05868 Chicago, Illinois Name of Respondents Morgan Stanley DW Inc. Rebecca Rogers Stilwell Nature of the Dispute: Associated Person vs. Member; Associated Person. REPRESENTATION OF PARTIES Roger Alan Keats ("Claimant") appeared pro se. Morgan Stanley DW Inc. ("Respondent MSDW") and Rebecca Rogers Stilwell ("Respondent S

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Marc Schottenfeld Names of the Respondents Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney, Inc. Jack Grubman Case Number: 04-05860 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Marc Schottenfeld, hereinafter referred as "Claimant": Richard J. Lantinber

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-05859 Rosanne Schottenfeld, Individually Names of the Respondents Hearing Site: Boca Raton, Florida Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney, Inc. JackB.Grubman Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Rosanne Schottenfeld, hereinafter referred to as "Claimant": Rich

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-05858 UBS Financial Services Inc. Name of the Respondent Hearing Site: Boca Raton, Florida Carlos Alberto Calatuyud Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For UBS Financial Services, hereinafter referred to as "Claimant": David L. Becker, Esq., Davidson & Grannum, LLP, Orangeburg, New York. Carl

Award NASD Dispute Resolution In the Matter of the Arbitration Between: George Galet (Claimant) v. E*Trade Securities, LLC (Respondent) Case Number: 04-05853 Hearing Site: New York City, New York Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES Claimant George Galet ("Galet") hereinafter referred to as "Claimant": Appeared pro se. Respondent E*Trade Securities, LLC ("E*Trade") hereinafter referred to as "Respondent": John Bersin,