Award NASD Dispute Resolution In the Matter of the Arbitration Between: Carolyn Kenton, Claimant v. Stephen A. "Steve" Johnston and Salomon Smith Barney Inc n/k/a Citigroup Global Markets Inc., Respondents Case Number: 04-04291 Hearing Site: Las Vegas, Nevada Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: David Liebrader, Esq. Law Offices of David Liebrader, APC Las Vegas, Nevada F

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-04288 J. Robert Herring, Claimant v. Oxford Financial Group, Respondent ATTORNEYS: Claimant, J. Robert Herring, ("Claimant"), appeared pro se, Pasadena, TX. Respondent, Oxford Financial Group, ("Respondent"), appeared through its in-house counsel, Thomas John Cloud, Jr., Houston, TX. NATURE OF DISPUTE: Customer vs. Terminated Member. DATE FILED: June 29, 2004. CASE SUMMARY: Claimant

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-04284 Elisabeth C. Fisher IRA, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc., and Jack B. Grubman, Respondents ATTORNEYS: For Claimant, Elisabeth C. Fisher IRA, ("Claimant"), appeared George W. Healy, IV, Esq., of the firm George W. Healy, IV & Associates, Gulfport, MS. For Respondents, Citigroup Global Markets, Inc. f7k/a Salomon Smith Barney, Inc. and Jack B.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-04283 Brookman & Brookman PC Pension Plan, Claimant v. Pershing LLC/Division of DLJ Securities Corp., and Vanguard Brokerage Services, Respondents ATTORNEYS: Claimant Brookman & Brookman PC Pension Plan ("Claimant") appeared pro se through Michael D. Brookman, New York, NY. For Respondent Pershing LLC/Division of DLJ Securities Corp. appeared Jesse Lawrence, Esq., in-house counsel, Persh

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-04282 Joseph Greenberger and Edith Greenberger, Claimants v. Morgan Stanley DW, Inc. and Melvin Freedman, Respondents ATTORNEYS: Claimants Joseph Greenberger and Edith Greenberger (collectively "Claimants") appeared pro se through Joseph Greenberger, Hallandale, FL. For Respondents Morgan Stanley DW, Inc. and Melvin Freedman (collectively "Respondents") appeared Doreen S. Young, Esq., in

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Vassiliki Tolia (Claimant) v. Prudential Equity Group, LLC f/k/a Prudential Securities, Inc. (Respondent) Case Number: 04-04280 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant Vassiliki Tolia hereinafter referred to as "Claimant": Chris Stratakis, Esq., Poles, Tublin, Stratakis, Gonzalez & Weichert, LLP, New York, NY

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James W. Reidy (Claimant) v. Merrill Lynch, Pierce, Farmer & Smith, Inc., E. Stanley O'Neal, John C. Stomber, and Cory Little (Respondents) Case Number: 04-04279 Hearing Site: Boston, Massachusetts Nature of the Dispute: Associated Person vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant James W. Reidy ("Reidy") hereinafter referred to as "Claimant": Theodore J.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the Claimants Joseph L. and Karen S. Captor Case Number: 04-04274 is nf the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Donald S. Moyer Hearing Site: Pittsburgh, Pennsylvania Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIF.S Claimants, Joseph L. and Karen S. Captor, hereinafter collectively referred to

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-04265 Robert L. Takacs Names of the Respondents Hearing Site: Atlanta, Georgia Deutsche Bank Alex Brown Don Milich Nature of the Dispute: Associated Person vs. Member and Associated Person. REPRESENTATION OF PARTIES For Robert L. Takacs, hereinafter referred to as "Claimant": Nicholas A. Dodys, Esq., Atlanta, Georgia. For Deut

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-04262 Dorothy M. Stevens, T.O.D. Sue Fahrenwald and Roxanne Sturtivant Names of the Respondents Hearing Site: Orlando, Florida Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney, Inc. Jack Grubman Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Dorothy M. Stevens, T.O.D. Sue Fahrenwa