Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: •'' Namft nf thp riflitnant rinse Number 04-03924 Craig Berube . , Names__pfthe Respondents ' ' Hparing Site' Philadelphia, PA Morgan Stanley DW, Inc. Paul L. Fowler Nature of the Dispute: Customer vs. Member and Associated Person. RF.PRF.SF.NTATTON OF PARTTF.S Claimant, Craig Berube, hereinafter referred to as "Claimant", was represented by Theodore H. Jobes,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name f!1aimant Teresita Lanuza Adcock Name fifths Respondent First Citizen Investor Services, Inc. Case Niimher: 04-03923 Hearing Site: Charlotte, North Carolina Nature of the Dispute: Customer vs. Member. RF.PRFSFNTATTON OF PARTIES Claimant, Teresita Lanuza Adcock, hereinafter referred to as "Claimant", was represented by A. Daniel Woska, Esq., Woska & Hayes, L.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Ziad M. Marjieh, M.D., individually, as a tenant by the entireties and as owner and beneficiary of the Ziad Marjieh, M.D., SEP Account, and Mary Lou Marjieh, individually and as a tenant by the entireties Name of the Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. Case Number: 04-03915 Hearing Site: Boca Raton, Florida Nature of

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Claimants Case Number: 01-00136 Seymour Zisook, individually and as Trustee of the Seymour Zisook Revocable Trust v. Respondents Hearing Site: Chicago, Illinois Kirlin Securities, Inc., and Robert A. Jones Cross-Claimant Robert Jones v. Cross-Respondent Kirlin Securities, Inc. Claimant Seymour Zisook, individually and as trustee of the Seymour Zisoo

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Victoria Moran (Claimant) v. Citibank, N.A. (Respondent) Case Number: 04-03908 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Non-Member. REPRESENTATION OF PARTIES Claimant Victoria Moran ("Moran") hereinafter referred to as "Claimant" appeared pro se. Respondent Citibank, N.A. ("Citibank") hereinafter referred to as "Respondent": Nancy L. Sommer,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-03907 John L. Schoderbek, Claimant vs. Wachovia Securities, LLC, and Erin L. Cockman, Respondents ATTORNEYS: Claimant John L. Schoderbek ("Claimant") appeared through Joanne S. Rogol, Power of Attorney, Charlottesville, VA. For Respondents Wachovia Securities, LLC and Erin 1. Cockinan (collectively "Respondents") appeared Andrew W. Davitt, Esq., of the firm Marshall, Dennehy Warner, Cole

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Kathleen Holmes and 04-03904 Phoenix, Arizona Name of Respondent Merrill Lynch Pierce Fenner & Smith Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Kathleen Holmes ("Claimant") was represented by Jeffrey B. Musslewhite, Esq., Woska & Hayes, LLP, Kingwood, Texas. Merrill Lynch Pierce Fenner & Smith ("Respondent") was represen

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 04-03894 Andrew Prizzi and Lisa Prizzi Name of the Respondent Hearing Site: Tampa, Florida Suntrust Nature Coast, a subsidiary of Suntrust Bank, a Georgia Corporation Nature of the Dispute: Customer vs. Non-Member. i REPRESENTATION OF PARTIES For Andrew Prizzi ("A. Prizzi") and Lisa Prizzi ("L. Prizzi"), hereinafter collectively referr

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mary DiRollo (Claimant) v. Prudential Financial, Prudential Equity Group, LLC f/k/a Prudential Securities, Inc., Wachovia Securities, LLC, and Eric E. Lawton, III (Respondents) Case Number: 04-03889 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Members and Associated Person. REPRESENTATION OF PARTIES Claimant Mary DiRollo ("DiRollo") hereinafter referred to as

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-03888 Reva Sue Mosier, Claimant v. Morgan Stanley DW, Inc., Respondent ATTORNEYS: " ~ For Claimant Reva Sue Mosier ("Claimant") appeared William S. Bonnheim, Esq., of the firm William S. Bonnheim, PLC, Palm Desert, CA. For Respondent Morgan Stanley DW, Inc. ("Respondent") appeared Mukya A. Porter, Esq., in- house counsel, previously Thomas V. Christopher, Esq., in-house counsel, Morgan Stanl