Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-03744 Charles P. Steuber, Trustee for the Amended and Restated Charles P. Steuber 1999 Trust U/A/D 8/20/99 Names of the Respondents Hearing Site: Boca Raton, Florida Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Charles P. Steuber, Trustee for

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-03742 Estate of Miller Johnson Name of the Respondents Hearing Site: Boca Raton, Florida L.H. Ross & Company Franklin Ross Michelin Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For the Estate of Miller Johnson, hereinafter referred to as "Claimant": Bradley R. Stark, Esq., Bradley R. Stark,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-03739 Joseph T. Tannos and Mary Frances Tannos Claimants v. A. G. Edwards & Sons, Inc., and R. L. "Skip" Rozelle, Sr., Respondents. ATTORNEYS: Claimants, Joseph T. Tannos and Mary Frances Tannos, ("Claimants") appeared pro se, League City, TX. Respondent, A. G. Edwards & Sons, Inc., and R. L. "Skip" Rozelle, Sr., (collectively "Respondents") appeared through their in-house counsel, Steph

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Clarence and Dorothy Coburn, Alan and Laura Fisher, Alan and Nancy Mahrer, and James W.Turbett and Case Number: 04-03733 Hearing Site: Oklahoma City, Oklahoma Name of Respondent Randy L. Betramea, dba Beltramea Investment Management NATURE OF DISPUTE Customers v. Associated Person REPRESENTATION OF PARTIES Clarence and Dorothy Coburn ("C

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 04-03730 Salo Sternhell Sonia Sternhell Names of the Respondents Hearing Site: Boca Raton, Florida Investments By Planners, Inc. David Saginor Gary Saginor Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Salo Sternhell and Sonia Sternhell, hereinafter referred to as "Claima

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-03723 Paula A, Ladne, Claimant v. Charles Schwab & Co. Inc. ATTORNEYS: Claimant, Paula A. Ladne, ("Claimant"), appeared pro se, Bellevue, WA. Respondent, Charles Schwab & Co. Inc., ("Respondent")) appeared through its in-house counsel, Janet Epstein, Esq., San Francisco, CA. NATURE OF DISPUTE: Customers vs. Member. DATE FILED: May 21, 2004, CASE SUMMARY: Claimant alleged that she pla

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Nancy Ann Staley IRA, Claimant v. Josephthal & Co., Inc., Adam DeMario, Paul Henry Fitzgerald, Salvatore F. Agosta and Mary Johnstone, Respondents Case Number: 01-00114 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimant Nancy Ann Staley IRA: Paul E. Fogerty, Esq. Burkett, Burdette & Van Kampen Seattle, Washington For Respondents Josephthal & Co.,

r Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lana Anderson, Claimant v. Walter Lewis, Lighthouse Capital Corporation, Robert Zamecki, and Mary Dacumos, Respondents i , ( Walter Lewis, Cross-Claimant v. Lighthouse Capital Corporation, Robert Zamecki, and Mary Dacumos, Cross-Respondents Case Number: 04-03722 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Persons

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-03721 Stifel, Nicolaus & Company, Inc., Claimant v. James Gerwin, Respondent ATTORNEYS: For Claimant Stifel, Nicolaus & Company, Inc. ("Claimant") appeared Peter R. Sonderby, Esq., of the firm Ulmer & Berne, LLP, Chicago, IL. Respondent James Gerwin ("Respondent") appeared pro se, Cincinnati, OH. NATURE OF DISPUTE: Member v. Associated Person. DATE FILED: May 24, 2004. CASE SUMMARY

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-03718 Mildred A. Dubinski Name of the Respondent Hearing Site: Tampa, FL National Planning Corporation Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Mildred A. Dubinski, hereinafter referred to as "Claimant": Joel A. Goodman, Esq., Goodman & Nekvasil, P.A., Clearwater, FL. For National Planning Corporation