Award NASD Dispute Resolution In the Matter of the Arbitration Between: Roni Cohen, Claimant v. Redwood Trading, LLC, Cody Starrett, Richard Kenny, and John Stookey, Respondents Case Number: 04-02875 Hearing Site: Las Vegas, Nevada Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Neil J. Beller, Esq. Las Vegas, Nevada For Respondents: Brian Dennen, CCO Redwood Trading, LLC San Franc

Award COPY NASD Dispute Resolution ^^ ^^ • B In the Matter of the Arbitration Between: Calanthia A. Barrociere, Claimant v. Morgan Stanley & Co., Inc. and Morgan Stanley DW Inc., Respondents Case Number: 04-02873 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Members REPRESENTATION OF PARTIES For Claimant: Thomas D. Mauriello, Esq. Law Offices of Thomas D. Mauriello San Francisco, California For Respondent Mo

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Stifel, Nicholas & Company, Inc. v. 04-02871 Denver, Colorado Respondent William J. Brown Nature of Dispute: Member v. Associated Person REPRESENTATION OF PARTIES Stifel, Nicholas & Company, Inc. ("Claimant") was represented by Bradford E. Dempsey, Esq., of Holme Roberts & Owen, LLP. William J. Brown ("Respondent") was represented by Andrew I. Friedman, E

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Rose Marie Hartshorn v. 04-02869 Denver, Colorado Respondents UBS Financial Services, Inc. and James M. Olson Nature of Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Rose Marie Hartshorn ("Claimant") was represented by Jack M. Merritts, Esq., of Bums, Wall, Smith and Mueller, P.C., Denver, Colorado. UBS Financial Services, In

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Melanie Rickie Ross, Trustee of the Ross Family Trust DTD 5-22-97 and Names of Respondents Edward D. Jones & Company and Steven D. Self Case Number: 04-02868 Hearing Site: Houston, Texas NATURE OF DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Melanie Rickie Ross, Trustee of the Ross Family Trust DTD 5-22-9

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: The Estate of Viola McAndrews, (Claimant) vs. Aragon Financial Services, Inc. and Richard L. Waldman, (Respondents) Case Number: 01-00037 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, The Estate of Viola McAndrews, hereinafter referred to as "Claimant": Robert H. Weiss, Esq., Robert H. Weiss & Associates P.C., Jericho, NY. Respondents, Aragon Financi

STIPULATED AWARD NASD Dispute Resolution !n the Matter of the Arbitration Between Claimants Joseph St. Martin and Connie St. Martin and Case Number: 04-02866 Hearing Site: Detroit, Michigan Respondents Merrill, Lynch, Pierce Fenner & Smith, Inc., Wachovia Securities Financial Network, L.L.C. f/k/a First Union Securities Financial Network L.L.C., Frederick Henry Hensler, II, and Hensler & Associates Wealth Management, Inc. NATURE OF D

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 04-02861 Francis Heidrich, Sr. Rachel I. Heidrich Heidrich Life Insurance Trust Francis Heidrich, Sr., Trustee Herman J. Heidrich & Sons Names of the Respondents Hearing Site: Orlando, Florida Morgan Stanley DW, Inc. Janney Montgomery Scott, LLC Cantella & Co., Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert I. Strougo (Claimant) v. TD Waterhouse Investor Services, Inc. (Respondent) Case Number: 04-02859 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant Robert I. Strougo ("Strougo") hereinafter referred to as "Claimant" appeared pro se. Respondent TD Waterhouse Investor Services, Inc. ("TD Waterhouse") hereinafter refe

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Yvonne Muller (Claimant) v. Citigroup Global Markets, Inc. and Victoria Pierce (Respondents) Case Number: 04-02856 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant Yvonne Muller hereinafter referred to as "Claimant": Steven M. Kaplan, Esq., Rosenfeld & Kaplan, LLP, New York, NY. Respondents Citig