NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02595 Reila S. Carpenter, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Jack B. Grubman, Respondents. ATTORNEYS: For Claimant, Rella S. Carpenter ("Claimant"), appeared Joel S. Finkelstein, Esq., of the firm Finkelstein & Partners, Newburgh, NY. For Respondents, Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Jack B. Grubman ("Respond

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02592 Benjamin L. Brown and Sara M. Brown, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: " " For Claimants Benjamin L. Brown and Sara M. Brown (collectively "Claimants") appeared Kathleen P. Toolan, Esq., of the firm Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P. A., Pensacola, FL. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. ("

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02590 William Zumwalt, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: For Claimant William Zumwalt ("Claimant") appeared Wm. Jemison Minis, Jr., Esq., of the firm Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A., Pensacola, FL. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respondent") appeared Alan F. Enslen, Esq., of the firm Mayna

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02581 Anna C. Fisher Trust, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: For Claimant Anna C. Fisher Trust ("Claimant") appeared Richard Lantinberg, Esq., of the firm Cooper Ridge & Lantinberg, Jacksonville, FL. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respondent") appeared Julie Wilson Portera, Esq., of the firm Maynard, Cooper & Gale, P

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02579 Betty J. Giwa Trust and Betty J. Giwa IRA, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Christopher Vining, Respondents ATTORNEYS: Claimants Betty J. Giwa Trust and Betty J. Giwa IRA collectively ("Claimants") appeared pro se, through Betty J, Giwa, Bradenton, FL. For Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. and Christopher Vining collectively ("Respo

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David M. Schanzer (Claimant) v. Stephen A, Williams (Respondent) Case Number: 04-02578 Hearing Site: New York, New York Nature of the Dispute: Customer v. Non-Member. REPRESENTATION OF PARTIES Claimant David M. Schanzer ("Schanzer") hereinafter referred to as "Claimant": Al J. Daniel, Esq., Cowan, DeBaets, Abrahams & Sheppard, LLP, New York, NY. Respondent Stephen A. Williams ("

Stipulated Award NASI) Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 04-02572 Paul Puskadi and Michele Giordano JTWROS Joymarie Puskadi UGMA/FL Names of the Respondents Hearing Site: Boca Raton, Florida Michael Gadinis Jed Kaplan Nature of the Dispute: Customer vs. Associated Person. REPRESENTATION OF PARTIES Paul Puskadi and Michele Giordano JTWROS, and Joymarie Puskadi UGMA/FL, hereinafter

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant James P. Shoffner, Jr. and 01-00012 Denver, Colorado Name of Respondent Salomon Smith Barney Inc. REPRESENTATION OF PARTIES James P. Shoffner, Jr. ("Claimant") was represented by Otto K. Hilbert, n, Esq., Robinson Waters & O'Dorisio, P.C., Denver, Colorado. Salomon Smith Barney Inc. ("Respondent") was represented at the hearing by Jerry M. Santangelo,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Raymond Rush Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Richard K. Milton Case Numher: 04-02569 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Raymond Rush, hereinafter referred to as "Claimant": C. Glen Ged, Esq., Ellis & Ged,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kenneth R. Polo (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondent) Case Number: 04-02547 Hearing Site: Newark, New Jersey Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant Kenneth R. Polo hereinafter referred to as "Claimant" appeared pro se. Previously represented by: Adam S. Doner, Esq., Gordon & Doner, P.A., Palm Beach Gardens, FL.