Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: ]slame nf the Claimant Joseph Ficara Names nf the Respondents Morgan Stanley Dean Witter, Inc. Jamie L. Baraldi Case Nnmher 04-02029 Hearing Site; Philadelphia, Pennsylvania Nature of the Dispute: Customer vs. Member and Associated Person. RPPRRSFNTATTOM OF PARTTFS Claimant, Joseph Ficara, hereinafter referred to as "Claimant/* was represented by Robert N,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Soterios S. Tsoflias (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Kent D. Hageman, Karl A. Kniely, and Ronald J. Longoria (Respondents) Case Number: 04-02028 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES Claimant Soterios S. Tsoflias hereinafter referred to as ("Claimant"): Lawrence J

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02026 Joan Cutuly, Claimant v. Walter Harroll, Respondent ATTORNEYS: Claimant Joan Cutuly ("Claimant") appeared pro se, Netarts, OR. For Respondent Walter Harroll ("Respondent") appeared Jonathan Robbins, Esq., in-house counsel, Morgan Stanley DW, Inc., San Francisco, CA. NATURE OF DISPUTE: Customer v. Associated Person. DATE FILED: March 25, 2004. CASE SUMMARY: Claimant alleged that

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02025 David C. Goetsch and Barbara L. Goetsch (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondent) ATTORNEYS: For Claimants David C. Goetsch and Barbara L. Goetsch (collectively "Claimants") appeared Wm. Jemison Minis, Jr., Esq. and A. Renee Preston, Esq. of the firm Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A., Pensacola, FL. For Respondent Merrill Lyn

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants William and Helen Snyder Name nf the Respondent Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Number 04-02023 Hearing Site- Philadelphia, Pennsylvania Nature of the Dispute: Customers vs. Member REPRESENTATION OF PARTIES Claimants, William and Helen Snyder, hereinafter collectively referred to as "Claimants", were represen

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02021 Mark Swab and Noelle Dye, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: For Claimants Mark Swab and Noelle Dye (collectively "Claimants") appeared Marshall P. Richer, Esq. and Joel S. Finkelstein, Esq., of the firm Finkelstein & Partners, Albany, NY. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respondent") appeared A. Inge Selden,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE; 04-02020 Michael Grant Peterson, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: For Claimant, Michael Grant Petersen, ("Claimant"), appeared Wm. Jemison Mims, Jr. Esq., of the firm Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A., Pensacola, FL. For Respondent, Merrill Lynch, Pierce, Fenner & Smith, Inc., ("Respondent"), appeared Bradley B. Rounsavill

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Janney Montgomery Scott LLC Name of the Respondent Bruce Horner Case Number: 04-02017 Hearing Site: Boca Raton, Florida Nature of the Dispute: Member vs. Customer. REPRESENTATION OF PARTIES For Janney Montgomery Scott, LLC, hereinafter referred to as "Claimant": Carrie L. Chelko, Esq., Vice President, Office of General Counsel, Janney Montgomery

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name r>f the Claimant RuthK.Hagy Nnrnhfir 00-05761 Name of the Respondents Merrill Lynch Pierce Fenner & Smith Inc., and Frederick John Hoey Sfav Philadelphia, Pennsylvania REPRESENTATION OF PARTTF.S Claimant Ruth K. Hagy, hereinafter collectively referred to as "Claimant", was represented by Douglas R. Lally, Esq., Attorney at Law, Jenkintown, Pennsylvania. Resp

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02016 Raymond James Financial Services, Inc., Claimant v. Robert Jenak, Respondent ATTORNEYS: For Claimant Raymond James Financial Services, Inc. ("Claimant") appeared Leslie A. Reese, Esq., in-house counsel, Raymond James Financial Services, Inc., St. Petersburg, FL. Respondent Robert Jenak ("Respondent") did not file a Statement of Answer in this matter. NATURE OF DISPUTE: Member v. Associ