Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Adam I. Gebeau and Gary G. Gebeau, (Claimants) vs. E*Trade Securities. Inc., (Respondent) Case_Nnmbert 00-00569 jigging Site: New York, New Yorfe REPRESENTATION OF PARTIES Claimants, Adam J. Gebeau ("Mr. Gebeau") and Gary G. Gebeau, hereinafter collectively referred to as "Claimants 1 *, appeared pro $e. Respondent, E*Trade Securities» lac., hereinafter referred to as

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Arthur S. Mishler, Claimant v. Bear, Stearns & Co. Inc., Respondent Case Number: 04-01992 Hearing Site: Los Angeles, California Nature of the Dispute: Associated Person v. Member REPRESENTATION OF PARTIES For Claimant: Michael M. Gless, Esq. Keesal, Young & Logan Long Beach, California For Respondent: Dan Taub, Esq. Bear, Stearns & Co. Inc. New York, New York CAS

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Dixie C. Watt, individually and as trustee for the benefit of Dixie C. Watt Revocable Trust And 04-01989 Nashville, Tennessee Name of Respondents Royal Alliance Associates, Inc. Philip W. Russell Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Dixie C. Watt, individually and as trustee for the

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 04-01980 Richard Campbell Bette Campbell Names of the Respondents Hearing Site: Boca Raton, Florida Citigroup Global Markets, Inc. Richard Mock Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Richard Campbell and Bette Campbell, hereinafter collectively referred to as "Claimant

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-01979 Lucille Banahan Name of the Respondent Hearing Site: Naples, Florida Wachovia Securities, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Lucille Banahan, hereinafter referred to as "Claimant": Brian J. Neville, LLC, New York, New York. For Wachovia Securities, Inc., hereinafter referred to as "Res

Award NASD Dispute Resolution In the Matter of the Arbitration Between: 1991 Francis C. Bourne, Sr. Trust for Barbara Lutz and Others f/k/a Francis C. Bourne, Sr. Trust FBO Barbara Lutz & Others UAD 12/19/1989 (Claimant) v. A.G. Edwards & Sons, Inc. (Respondent) Case Number: 04-01964 Hearing Site: Hartford, Connecticut Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant 1991 Francis C. Bourne, Sr. Trust for Barbara Lutz an

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01963 Rosemarie Jennings IRA, Claimant v. Paul A. Ross and Deborah F. Sobel, Respondents. ATTORNEYS: Claimant, Rosemarie Jennings, ("Claimant"), appeared pro se, Houston, TX. Respondents, Paul A. Ross and Deborah F. Sobel, (collectively "Respondents"), appeared through Marcia Williams, Esq., in-house counsel for Prudential Equity Group, Inc., New York, NY. NATURE OF DISPUTE: Customer vs.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sharon Kroeker, Claimant v. Clifford J. Chinn and John E. Hartman, Respondents Case Number: 04-01962 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Associated Persons REPRESENTATION OF PARTIES For Claimant: In Propria Persona For Respondent Clifford J. Chinn: In Propria Persona For Respondent John E. Hartman: In Propria Persona CASE INFORMATION

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gary W. and Margaret J. Sischo, Margaret J. Sischo IRRA, Gary Sischo IRRA, Claimants v. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Diane Marie Carter, Respondents Case Number: 04-01961 Hearing Site: Portland, Oregon Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Robert S. Banks, Jr., Esq. Banks Law Office PC

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Deborah Coppola Harry Anthony Coppola, Jr. Rev. Trust DTD 08/13/97 Names of the Respondents UBS Financial Services, Inc. f/k/a Paine Webber, Inc. Michael Gomberg Case Number: 04-01955 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Deborah Coppola a