NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-0189S Ronald F. Crow and Janice T. Crow (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondent) ATTORNEYS: For Claimants Ronald F. Crow and Janice T, Qow (collectively "Claimants") appeared Kathleen P. Toolan, -Esq. and Win, Jemison Mims, Jr., Esq., Levin, Papautonio, Thomas, Mitchell, Echsner & Proctor, P.A., Pensacola, FL. For Respondent Merrill Lynch, Pierce, Fenner &

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Louis W. Caprio, Jr. and Stephen R. Madow, (Claimants) vs. Merrill Lynch, Pierce, Fenner & Smith, Inc., (Respondent) Case Number: 00-05751 Hearing Site: Boston, Massachusetts REPRESENTATION OF PARTIES Claimants, Louis W. Caprio, Jr. ("Caprio") and Stephen R. Madow ("Madow"), hereinafter collectively referred to as "Claimants": Michael A. Collora, Esq., Dwyer & Collora, LLP, Bost

Award NASD Dispute Resolution In the Matter of the Arbitration Between: John P. Tilling (Claimant) v. S.W. Bach & Company (Respondent) Case Number: 04-01896 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant John P. Tilling hereinafter referred to as "Claimant": Daniel J. Brooks, Esq., Schnader Harrison Segal & Lewis, LLP, New York, NY. Respondent S.W. Bach & Company hereinafter referred t

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Nicholas G. Nicholas Gus N. Nicholas The George N. Nicholas Trust The Constantine N. Nicholas Trust Diane Landis Hoenig Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. John Sauickie Case Number: 04-01895 Hearing Site: Pittsburgh, Pennsylvania Nature of the Dispute: Customers vs. Member and Associated Pers

01/05/2006 09:19 FAX 81002/007 STIPULATED AWARD NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between: Kama nf the Claimant Case Number 04-01893 June R. Leib Names nf the Respondents Hearing Site: Dallas, TX Deutsche Bank Alex. Brown and Robert Emmert Howard NATURE OF THE DISPUTE Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant June R. Leib ("Leib"} was represented by N. Henry Simpson, m, Esq.,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Andrew L. Brown Name of the Respondent Citigroup Global Markets, Inc. Case Number: 04-01881 Hearing Site: Chicago, Illinois Nature of the Dispute: Customer vs. Member Firm REPRESENTATION OF PARTIES Claimant, Andrew Brown ("Brown"), hereinafter referred to as Claimant: Mike Willner, Esq. of the law firm Miller, Faucher and Cafferty LLP, located in

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-01876 Thomas A Cumrnings Name of the Respondent Hearing Site: Tampa, Florida Robert W. Baird and Company, Incorporated Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Thomas A. Cummings, hereinafter referred to as "Claimant": Frederick C. Kramer, Esq., Law Offices of Frederick C. Kramer, Marco Island, Florida.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-01873 Joan Ann Connell Name of the Respondent Hearing Site: Boca Raton, Florida H&R Block Financial Advisors Incorporated Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Joan Ann Connell, hereinafter referred to as "Claimant": Frederick C. Kramer, Esq., Law Offices of Frederick C. Kramer, Marco Island, Florida.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Debra Martin, Claimant v. Merrill Lynch, Pierce, Fenner & Smith Inc. and Richard L. Labrum, Respondents Case Number: 04-01872 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Paul W. Thomas, Esq. Law Offices of Paul W. Thomas & Associates Carlsbad, California For Respo

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Linda Guadarrama Claimant, vs. Merrill Lynch, Pierce, Fenner & Smith Incorporated Respondents. Case Number: 04-01864 Hearing Site: Dallas. Texas NATURE OF CASE Customer versus Member Firm. REPRESENTATION OF PARTIES Claimant Linda Guadarrama ("Claimant"): Jonathan A. Pace, Pace & Rickey, LLP, Meadows Building, Suite 940, Dallas, Texas 75206. Respond