Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the Claimants Hanover Township Police Pension Fund The Township of Hanover PA Names nf the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. William Bender Raymond Crisci Rodney Sennett Stephen Hudacek Case Number- 04-01614 Hearing Site- Philadelphia, PA Nature of the Dispute: Customers vs. Member and Associated Persons. RFPRF.SFNTATTON Off

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kathryn E. Weyand as Trustee of the Margaret T. Weyand Revocable Living Trust dated 11-9- 90, Claimant v. Carola Barton, Bill Svoboda, and Morgan Stanley DW Inc., Respondents Case Number: 04-01612 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Kathryn R. Weyand Cupertino, Ca

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kathryn E. Weyand as Trustee of the Margaret T. Weyand Revocable Living Trust dated 11-9- 90, Claimant v. Carola Barton, Bill Svoboda, and Morgan Stanley DW Inc., Respondents Case Number: 04-01612 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Kathryn R. Weyand Cupertino, California

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01611 Jacqueline Hartung, Claimant v. Investors Capital Corp., and Richard Vincent, Respondents. ATTORNEYS: Claimant, Jacqueline Hartung, appeared Pro Se* Pleasant Hill, CA. Respondents, Investors Capital Corp. and Richard Vincent, ("Respondents"), appeared through their in-house counsel, Melissa Tarentino, Esq., Lynnfield, MA. NATURE OF DISPUTE: Customer v. Member and Associated Person^

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01610 Keith Lane, Claimant v. Citigroup Global Markets, Inc. f7k/a Salomon Smith Barney, Inc. and Jack B. Grubman, Respondents. ATTORNEYS: For Claimant Keith Lane ("Claimant") appeared Joel S. Finkelstein, Esq. of the firm Finkelstein & Partners, Newburgh, NY. For Respondents Citigroup Global Markets, Inc. fiTc/a Salomon Smith Barney, Inc. and Jack B. Grubman (collectively "Respondents")

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ronald M. Brenhouse (Claimant) vs. Richard Sincere, Bear Steams Securities Corp. and Tradestation Securities, Inc. (Respondents) Case Number: 04-01607 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Associated Person and Members REPRESENTATION OF PARTIES Claimant Ronald M. Brenhouse hereinafter referred to as "Claimant": Malcolm S. Taub, Esq., Malcom S. Taub

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Stephen Rosenbaum and Martha Rosenbaum (Claimants) v. A.G. Edwards & Sons, Inc. and Kenneth Hansen (Respondents) Case Number: 04-01603 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Stephen Rosenbaum ("S. Rosenbaum") and Martha Rosenbaum ("M. Rosenbaum") hereinafter collectively re

STIPULATED AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Names of Claimants Gur-Arie and Lois Yavnieli Names of Respondents Morgan Stanley Dean Witter, Inc. Janet L. Stamm Marc L. Guttman Case No. 00-05718 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Gur-Arie and Lois Yavnieli ("Yavnieli"), hereinafter collectively referred to as "Claimants": Darren C. Blum, Esq., Plantation, Florida.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Access Financial Group, Inc. v. Scon Feldman Case No, 00-00568 Hearing Site: Boca Raton, Florida. REPRESENTATION OF PARTIES For Claimant; Andrew S, May, Esq. Henderson & Lyman Chicago, Illinois Respondent appeared pro $e INORMATIO Statement of Claim filed on or about: February 4. 2000, Claimant's Uniform Submission Agreement signed on: February 4, 2000, by Vict

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mark Mitchell (Claimant) v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. (Respondent) Case Number: 04-01602 Hearing Site: Buffalo, New York Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant Mark Mitchell ("Mitchell") hereinafter referred to as "Claimant": Kirk George Smith, Esq., Shepherd, Smith & Edwards, LLP, Houston, TX. Res