Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number- 04-01416 Maureen E. Roberts Names nf the Respondents Hearing Site: Raleigh, NC Merrill Lynch, Pierce, Fenner & Smith, Inc. Gregory Thomas Pleasants Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant, Maureen E. Roberts, hereinafter referred to as "Claimant", was represented by Joel

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01415 Roger M. Greger and Jacqueline C. Greger, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: For Claimants Roger M. Greger and Jacqueline C. Greger ("Claimants") appeared Wm. Jemison Mims, Jr., Esq. of the firm Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A., Pensacola, FL. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respon

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Joseph M. Lief Trust by Craig Lief, Trustee (Claimant) v. Janney Montgomery Scott, LLC and Roni E. Hared (Respondents) Case Number: 04-01410 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Joseph M. Lief Trust by Craig Lief, Trustee ("Lief Trust") hereinafter referred to as "Claimant" appeared

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Melvin I. Friedman, individually, and Melvin I. Friedman and Joan L. Friedman as Trustees of the Friedman Family Trust Dated 12/10/98, Claimants v, Salomon Smith Barney n/k/a Citigroup Global Markets, Inc., Stephen G. Rotchschild, and Daniel G. Rothschild, Respondents Case Number: 04-01409 Hearing Site: San Diego, California Nature of the Dispute: Customers v. Member and Associated Pers

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE:00-05689 Lindsey C. Deal, claimant vs. E*Trade, respondent. ATTORNEYS: Claimant appeared Pro Se, Sau Paulo, Brazil. For Respondent appeared Eric E. Bronson, Esq. of the firm, Brid, Marella, Boxer & Wolpert, P.C., Los Angeles, CA. DATE FILED: December 26, 2000 CASE SUMMARY: Claimant alleged that respondent failed to disclose relevant information regarding the expiration of 400 Light

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Alfred Horn, as an individual and as Trustee for the Alfred Horn 1998 Charitable Trust and the Alfred Horn Revocable Trust, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Carmen Kayee Woo, Respondents Case Number: 04-01406 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-01404 Harris Investor Services Name of the Respondent Hearing Site: Boca Raton, Florida Cheryl Golden Nature of the Dispute: Member vs. Customer. REPRESENTATION OF PARTIES For Harris Investor Services, hereinafter referred to as "Claimant": Greg Ross, Esq., Law Offices of Greg Ross, P.A., Ft. Lauderdale, Florida. Cheryl Golden, herein

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of thp Hai'mant Pase Number 04-01396 Nancy Tracey Names nf the Respondents Hearing Site' Baltimore, MD Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Marie Van Deusen Nature of the Dispute: Customer vs. Member and Associated Person. RFPKFSFNTATTON OF PAPTTRS Claimant, Nancy Tracey ("Claimant"), was represented by Matthew D. Pardy, Esq., Kim,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-01393 William H. Young Names of the Respondents Hearing Site: Tampa, Florida Morgan Stanley Dean Witter Francis Lausier Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For William H. Young, hereinafter referred to as "Claimant": John R. Kiefner, Jr., Esq. and Clifford J. Hunt, Esq., Kiefner

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Namp nf the Claimant flam Niimhf-r- 04-01391 Edward Emrich Name nf the Respondent Hearing Site; Charlotte, North Carolina Merrill Lynch, Pierce, Fenner, & Smith, Inc. Nature of the Dispute: Customer vs. Member. RKPRKSF.NTATTON OF PAKTTFS Claimant, Edward Emrich, hereinafter referred to as "Claimant", represented himself at the hearing. Respondent, Merrill Lynch, Pierce,