NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01020 Eileen Spann, Claimant v. Ameritrade,, Inc. n/k/a J.P. Securities, Inc. and Brian Goracke, Respondents. ATTORNEYS: Claimant, Eileen Spann, ("Claimant"), appeared pro se, Calabasas, CA, Respondents, Ameritrade, Inc. n/k/a J.P. Securities, Inc. and Brian Goracke, ("Respondents"), appeared through their in-house counsel, James J. Vihstadt, Bellevue, NE. NATURE OF DISPUTE: Customer v.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: The Kless Family Trust, Claimant v. Dwight A. Matheson and Wachovia Securities, Inc. n/k/a Wachovia Securities, LLC, Respondents Case Number: 04-01019 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Associated Person and Member REPRESENTATION OF PARTIES For Claimant; George S. Wass, Esq. Law Office of George S. Wass Palm Springs, Californi

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-05645 Eric L. Delvallee, claimant vs. Daniel Laserna and TD Waterhouse Investor Services, respondents. ATTORNEYS: Claimant appeared Pro Se, Los Angeles, CA. For Respondents appeared Janis Campanella, Esq., in-house counsel, New York, NY. DATE FILED: December 21, 2000 CASE SUMMARY: Claimant alleged respondents failed to disclose the risks of trading on margin and as such created

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01018 Victoria Egyed Kligerman and Edit Egyed, Claimants v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc., Respondent. ATTORNEYS: For Claimants Victoria Egyed Kligerman and Edit Egyed, ("Claimants") appeared, Joel D. Feldman, Esq., of the firm Anapol, Schwartz, Weiss, Cohan, Feldman and Smalley, P.C., Philadelphia, PA. For Respondent Citigroup Global Markets, Inc. f/k/a

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Thomas D. Wittkopf and Marie T. Wittkopf (Claimants) v. UBS Financial Services, Inc. f/k/a UBS Paine Webber, Inc. and Howard Pirwitz (Respondents) Case Number: 04-01017 Hearing Site: Columbus, Ohio Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Thomas D. Wittkopf ("T. Wittkopf) and Marie T. Wittkopf ("M. Wittkopf) hereinaft

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Albert Roth (Claimant) v. Morgan Stanley Dean Witter and David Norman (Respondents) Case Number: 04-01011 Hearing Site: Buffalo, New York Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Claimant Albert Roth ("Roth") hereinafter referred to as ("Claimant"): Joanne A. Schultz, Esq., Williamsvilie, NY. Respondents Morgan Stanley Dean Witter

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Monarch Financial Corporation of America (Claimant) v. Brian Schnabolk (Respondent) Case Number: 04-01010 Hearing Site: New York, New York Nature of the Dispute: Member Firm v. Associated Person REPRESENTATION OF PARTIES Claimant Monarch Financial Corporation of America hereinafter referred to as "Claimant": Charles M. O'Rourke, Esq., Woodbury, NY. Respondent Brian Sehnabolk her

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Catherine A. Minardo Trust, Catherine A. Minardo, Trustee, Thomas Minardo, and Catherine Minardo (Claimants) v. McDonald Investments, Inc. and Thomas Jewett (Respondents) Case Number: 04-01008 Hearing _Site: Cleveland, Ohio Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Catherine A. Minardo Trust, Catherine A. Minardo, Trus

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Wachovia Securities, Inc. r; 04-01007 a nf the Respondents Uzo O. Chima SunTrust Securities, Inc. mg-Site! Washington, D.C. Nature of the Dispute: Member vs. Member and Associated Person. OF PAKTIES Claimant, Wachovia Securities, Inc. ("Wachovia"), hereinafter referred to as "Claimant", was represented by John MacDonald, Esq., Stark & Stark,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ]Sfa me of tfift Claimant ' ' Charles S. Martin, Jr. ames of the Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Michael Patrick Spolar Pase Number 04-01004 Hearing Site- Charlotte, North Carolina Nature of the Dispute: Customer vs. Member and Associated Person. KF.PRFSRNT ATiniN OF PARTIES Claimant, Charles S. Martin, Jr., hereinafter