Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Richard O. Kraemer, Claimant v. Merrill Lynch, Pierce, Fenner and Smith, Inc., Jerry Frigon, and Keith Virnoche, Respondents Case Number: 00-05606 Hearing Site: San Francisco, California REPRESENTATION OF PARTIES For Claimant: David W. Studley, Esq. Law Offices of David W. Studley San Andreas, California For Respondents: Philip A. McLeod, Esq. Julie A. Kole, Esq.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Bruce L. Maltz, M.D., Bonnie L. Maltz, Bruce L. Maltz, M.D., A Professional Corporation, The Bruce L. Maltz, M.D. A.P.C. Profit Sharing Plan, Bruce L. Maltz IRA, and Bruce L. Maltz, M.D. Defined Benefit Plan, Claimants v. Keith Virnoche, Gerard Frigon, and Merrill Lynch Pierce Fenner & Smith, Inc., Respondents Case Number: 04-00700 Hearing Site: San Francisco, California Nature of t

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-00695 Devendra Raythatha, Claimant vs. Prime Capital Services, Inc. and David Walsh, Respondents ATTORNEYS: ~" ~~ ~~ Claimant Devendra Raythatha, ("Claimant"), appeared pro se, San Francisco, CA. For Respondents Prime Capita] Services, Inc. and David Walsh, ("Respondents"), appeared Fred N. Knopf, Esq., of the firm Wilson, Elser, Moskowitz, Edelman & Dicker, LLP, White Plains, NY. NATURE

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-00694 Pamela Kimball, Claimant vs. UBS Financial Services, Inc., Respondent. ATTORNEYS: Claimant, Pamela Kimball, ("Claimant") appeared pro se, Palo Alto, CA. Respondent, UBS Financial Services, ("Respondent") appeared through its in-house counsel, Andrew J. Melnick, Esq., Weehawken, NJ. NATURE OF DISPUTE: Customer vs. Member. DATE FILED: February 2, 2004. CASE SUMMARY: Claimant alle

CASE: 04-00693 Dinesh V. Sheth, Claimant vs. L.H. Ross & Company, Inc. and Dean Russell Baker, Respondents ATTORNEYS: Claimant appeared pro se, Madison, AL. For Respondents L. H. Ross & Company, Inc. and Dean Russell Baker ("Respondents") appeared Alan P. Fraade, Esq., of the firm Mintz & Fraade, P.C., New York, NY. NATURE OF DISPUTE: Customer v. Member and Associated Person. DATE FILED: February 3, 2004. CASE SUMMARY: Claimant alleged that Responde

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-00692 Wachovia Securities, LLC, Claimant v. Sean K. Bars, Respondent. ATTORNEYS: Claimant, Wachovia Securities, LLC, ("Claimant"), appeared through its in-house counsel, Douglas D. Callaway, Richmond, VA. Respondent, Sean K. Bars, ("Respondent"), appeared pro se, Benton, AR. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: February 3, 2004 CASE SUMMARY: Claimant alleged tha

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mark Awed (Claimant) vs. Cantella & Co., Inc., SAL Financial Services, Inc., Spear, Leeds & Kellogg, Carlin Equities Group, and Murjen Financial, Inc. (Respondents) vs. Olympia Asset Management, Michael P. Murphy, James Pangione, and Timothy Rassias (Third-Party Respondents) vs. Cantella & Co., Inc. (Cross-Claim Respondent) Case Number: 04-00691 Hearing Site: Boston, Massachusetts N

11/15/2004 10:22 FAI 212 858 4389 NASD REGULATION Award NASD Dispute Resolution In the Matter of the Arbitration Between: Howard J. Goldberg (Claimant) v. Prudential Financial, Inc., Kristi Ritter, and Haroon Saeed (Respondents) Case Number: 04-00690 Hearing Site: Newark, New Jersey Nature of the Dispute: Associated Person vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Howard J. Goldberg ("Goldberg") hereinafter referred to as

Award NASD Dispute Resolution In the Matter of the Arbitration Between: George Adonakakis (Claimant) v. Shields & Company and Jacques Chrysochoos (Respondents) Case Number: 04-00689 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant George Adonakakis ("Adonakakis") hereinafter referred to as "Claimant": Hassan H. Elkhalil, Esq., Elkhalil & Associates, LLC, Marietta, GA.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Janet Skony Names of the Respondents Prudential Equity Group, LLC f/k/a Prudential Securities, Inc. and John Kellar Case Number: 04-00683 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Janet Skony, hereinafter referred to as "Claimant": William S. Isenberg, Esq