Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Abe J. Goldsmith Name of the Respondents Merrill Lynch Pierce Fenner & Smith, Inc. and E. Stanley O'Neal Ca_se Number: 04-00600 Hearing Site: Chicago, Illinois Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Claimant Abe J. Goldsmith ("Goldsmith") appeared pro se. Corin R. Swift, Esq., Timothy P. Burke, Esq.,.and Jenni

Award NASD Dispute Resolution In the Matter of the Arbitration Between Emmett A. Larkin Company, Case Number: 00-055158 , Claimant v. U.S. Clearing Corporation, Respondent Hearing Site: San Francisco, California REPRESENTATION OF PARTIES For Claimant: For Respondent: James A. Hughes, Esq. Sullwold & Hughes ; San Francisco, California Cameron Stout, Esq. Jody Willson, Esq. Keesalj Young & Logan San Francisco, California

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Robert M. Cochran Case No. 00-00558 Harne of Respondents Stifel, Nicolaus & Co., Inc.; and Bryan Cave, LLP Claimant Robert M. Cochran ("Cochran") was represented by Ben L. Krage, Esq.. Krage & Janvey, L.L.P.. located in Dallas, Texas. Respondent Stifel, Nicolaus & Co., Inc. ("Stifel") was represented by Dennis M. Kelleher, Esq., James R. Carroll, Esq. and Stacie L.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Harry E. Igou and wife, Jessie C. Igou Names of the Respondents Herbert E. Goodner d/b/a Master Financial Group, Multi-Financial Securities Corporation and Royal Alliance Associates, Inc. Case Number: 04-00595 Hearing Site: Atlanta, Georgia Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION O

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-00592 Carol Ann Brooks, Claimant v. Morgan Stanley DW, Inc., f/k/a Dean Witter Reynolds, Inc., Respondent. ATTORNEYS: For Claimant, Carol Ann Brooks, ("Claimant"), appeared Mark A. Tepper, P.A., Ft. Lauderdale, FL. For Respondent, Morgan Stanley DW, Inc., f/k/a Dean Witter Reynolds, Inc., appeared their in- house counsel, Doreen S. Young, Esq., Sarasota, FL. NATURE OF DISPUTE: Custom

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Christina HofFer-Simpson, Claimant v. Wachovia Securities, Inc., Respondent Wachovia Securities, Inc., Counter-Claimant v. Christina Hoffer-Simpson, Counter-Respondent Case Number: 04-00590 Hearing She: Los Angeles, California Nature of the Dispute: Associated Person v. Member Member v. Associated Person REPRESENTATION OF PARTIES For Claimant / Counter-Respondent Christina H

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ) ) Name of the Claimant ) Case Number: 04-00588 David J. Heger ) ) Name of ihe Respondent ) Hearing Site: St. Louis, Missouri A.G. Edwards & Sons. Inc. ) MA ° Associated Person v. Member Firm OF J. Christopher Wehrle, Esq. of the law firm Goldberg Wehrle, LLC, located in St. Louis, Missouri represented Claimant, David J. Heger ("Heger"), hereinafter referred

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ames of the Clai Paul Smith Judy K. Smith Names nf the Respondents Wachovia Securities, LLC Craig M. Fielding 04-00585 Hearing Site,: Charlotte, North Carolina Nature of the Dispute: Customers vs. Member and Associated Person. RF.PRRSRNTTATTON OF PARTTKS Claimants, Paul Smith and Judy Smith, hereinafter collectively referred to as "Claimants", were represente

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Charles J. and France B. Hollis Names of the Respondents American General Securities, Inc. Allstate Financial Services, Inc. Leroy Jack Smith Case Number: 04-00562 Hearing Site: Mobile, Alabama Nature of the Dispute: Customer vs. Member, Non-Member and Associated Person. REPRESENTATION OF PARTIES For Charles J. and France B. Holl

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Wachovia Securities, LLC f/k/a First Union Securities, Inc. vs. Name of Respondent Terry D. Thomas Case Number: 04-00560 Hearing Site: Omaha, Nebraska NATURE QF CASE Member Firm v. Associated Person REPRESENTATION OF PARTIES Wachovia Securities, LLC, ftk/aFirst Union Securities, Inc., ("Wachovia") was represented by Diane C. Fis